Senior Credit Risk Officer I

Truist • Atlanta, GA

1d

About The Position

Partner with Line of Business team leads or segment leaders to form and execute credit strategy in line with LOB targets and Truist’s stated risk tolerance. Communicate through guidance, training, and development to support a strong credit culture. Apply sound judgment developed through broad and deep credit experience, constructive partnership, and the ability to navigate complex challenges that may significantly affect Truist’s profitability.

Serve as a risk approver for the Hospital, Higher Education, Government, and Senior Care specialty lines of business. Oversee large and specialized portfolios to support asset quality, manage risk concentrations, and promote sustainable performance through business cycles. Provide risk leadership and coaching to teammates, and remain informed about applicable laws, regulations, risk management techniques, economic trends, and market conditions.

Requirements

• Bachelor’s degree, or equivalent education and related training.
• 12 years of lending and/or credit experience.
• Widespread financial credit risk and regulatory knowledge.
• Solid accounting and financial analysis skills.
• Strong communication and interpersonal skills.
• Demonstrated leadership ability to collaborate across teams and build strong relationships.

Nice To Haves

• 15 years of commercial lending and/or credit experience.
• Master’s degree in business administration, finance, or accounting.
• Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories.
• Experience across a broad span of industries or deep experience within a specific industry.
• RMA Credit Risk Certification.

Responsibilities

• Exercise prudent credit judgment and provide guidance through individual loan authority delegated by the Senior Credit Officer.
• Serve as a risk approver for the Hospital, Higher Education, Government, and Senior Care specialty lines of business.
• Promote consistency of the Bank’s credit culture and lending strategies throughout the organization.
• Champion advancement of the organization’s risk management culture, framework, and appetite within the assigned segment of the LOB.
• Oversee large and specialized portfolios to support strong asset quality, manage risk concentrations, and promote sustainable performance through business cycles.
• Provide thought leadership and communicate effectively to support the development and maintenance of a strong credit culture.
• Engage with LOB, Product Partner, and Credit Delivery teams, providing risk leadership, guidance, coaching, and mentoring on sound lending principles.
• Support teammate development through regular feedback and constructive dialogue.
• Stay current on laws, regulations, and risk management techniques to support compliance and best practices.
• Stay current on local, national, and global economic trends and market conditions.

Benefits

• Eligible regular teammates working 20 or more hours per week may receive medical, dental, vision, life insurance, disability insurance, accidental death and dismemberment coverage, tax-preferred savings accounts, and a 401(k) plan.
• At least 10 days of vacation during the first year of employment, prorated based on hire date and full-time or part-time status.
• 10 sick days, prorated.
• Paid holidays.
• Depending on position and division, the role may also be eligible for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior