Senior Credit Risk & Approval Specialist, Corporate & Investment Banking Risk

Wells Fargo•Charlotte, NC

1d•$139,000 - $260,000•Hybrid

About The Position

Wells Fargo is seeking a Senior Credit Risk & Approval Specialist to join the CIB Credit Portfolio Oversight team. The successful candidate will report to the head of CIB Credit Portfolio Oversight and will work closely with the other CIB and Wholesale Credit Risk teams and front-line partners. This 2nd line-of-defense role focuses on holistically assessing credit risk across the CIB lines of business, with the Senior Lead Credit Risk Specialist having responsibility to actively identify, monitor and manage risks within the loan portfolio.

Requirements

4+ years of Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Ability to monitor risk exposures at the group, line of business and product levels.
Ability to identify and monitor current and emerging risks and take appropriate action when business activities exceed established risk appetite levels
Excellent verbal, written, and interpersonal communication skills, including strong excel and PowerPoint skills
Experience in designing and executing robust processes and controls
FINRA Background Screening Requirements, including successful completion and clearing of a background check.
Associated Persons should not be subject to statutory disqualification.
Employees are required to report certain incidents.
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired.

Nice To Haves

A BS/BA degree or higher in accounting, finance, or economics
Strong credit and financial analysis skills
Demonstrated ability to operate independently and effectively build relationships within a matrixed environment to influence outcomes within Corporate & Investment Banking
(banking analyst or consulting background is a plus, but not required)
Collaborative mindset with ability to work in a dynamic environment with changing priorities

Responsibilities

Monitor, assess and report on asset quality and portfolio trends, with a focus on proactive and forward-looking indicators
Take part in the design and implementation of new AI-based portfolio monitoring initiatives
Collaborate and consult with peers, colleagues, and business portfolio managers to efficiently and effectively create presentations for committees and ad hoc requests
Provide credible challenge of line of business credit products, programs, and risk limits
Lead the strategy and resolution of highly complex and unique challenges to drive the company credit culture, appetite, and business performance requiring in-depth evaluation across multiple areas or companywide