Senior Compliance Specialist
AD Mortgage•Troy, MI
•Onsite
About The Position
The Senior Compliance Specialist is responsible for overseeing centralized mortgage disclosure processes and ensuring compliance with all applicable regulatory requirements. This role requires deep expertise in mortgage compliance regulations such as TRID, and general banking laws. The Senior Compliance Specialist provides leadership in audit support, process improvement, and collaboration across departments to maintain high standards of regulatory adherence and operational excellence.
Requirements
- 5-7 years of mortgage compliance experience preferred.
- Education: High school diploma or GED equivalent required; additional education or certifications in compliance are a plus.
- Experience with audit support and regulatory compliance in the mortgage industry preferred.
- Strong knowledge of mortgage compliance regulations including TRID, RESPA, and other relevant banking regulations.
- Familiarity with mortgage loan documentation, loan provisions, and mortgage banking processes.
- Proficiency with Microsoft Word, Excel, and Outlook.
- Strong analytical and problem-solving abilities.
- Ability to work collaboratively in a team-oriented setting.
Responsibilities
- Manage and ensure accuracy and timeliness of all mortgage disclosures in compliance with regulatory guidelines and investor requirements.
- Maintain comprehensive records of disclosures with loan files, validating decisions and determining appropriate dispositions.
- Assist with periodic internal audits and regulatory reviews, providing detailed analysis and recommendations.
- Support other fulfillment functions as needed, including loan opening processes and the generation of portfolio and correspondent rate sheets.
- Collaborate with the Compliance Department on special projects, process improvements, and compliance initiatives.
- Monitor changes in mortgage compliance regulations and update internal processes accordingly to maintain compliance.
- Serve as a subject matter expert on mortgage compliance, providing guidance and training to junior staff and cross-functional teams.
- Identify potential compliance risks and escalate issues promptly to management.
- Work effectively within a team environment while managing multiple priorities under tight deadlines.
- Perform additional duties as assigned by management.
Benefits
- PTO
- sick days
- paid volunteer hours
- medical
- dental
- vision insurance
- 401(k)
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
High school or GED
