Senior Compliance Specialist

Bread Financial•Columbus, OH

5d•Hybrid

About The Position

The Senior Compliance Specialist at Bread Financial is a key advisor on regulatory compliance risks, establishing policies and processes to mitigate risks and ensure legal adherence. This proactive role engages with business partners to implement compliance strategies and influence positive outcomes. The Senior Compliance Specialist at Bread Financial is a key advisor focused on regulatory compliance risks, overseeing a wide variety areas. The Senior Compliance Specialist will identify and assess regulatory risk, provides practical guidance to business partners, and help implement compliant products, processes, and controls. The role will also ensure that standards and procedures are maintained; support risk assessments, regulatory change and issue management.

Requirements

High School Diploma
5-8 years experience in consumer credit, banking compliance, or related field.
Regulatory Research and Interruption
Decision Making
Change Management
Risk Management
Clear Written and Verbal Communication
Issue Identification
Solution-Oriented
AI Tool Fluency

Nice To Haves

Bachelor’s Degree in Business or equivalent education.
Advanced degree in law
Certified Regulatory Compliance Manager (CRCM)
Certified Enterprise Risk Professional (CERP)
6+ years in Consumer Credit Lending and Banking Compliance.

Responsibilities

Guides on risk mitigation, policy implementation, and legal research.
Presents risk implications to leadership.
Conducts risk assessments and regulatory change management.
Balances strategic and tactical projects.
Ensures initiatives comply with laws.
Drives risk-based solutions and educates on Enterprise Risk Management and Compliance Management System framework.
Collaborates on solutions to mitigate regulatory risks and guides business partners on compliance.