Sr. Compliance Analyst - IDI
About The Position
The Senior Compliance Analyst serves as the subject matter expert and point of contact for individual disability income product compliance across the organization. The role also supports product compliance for voluntary supplemental health products. It monitors and interprets evolving legal requirements and translates regulatory obligations into practical business processes, guidance, and controls. The analyst partners with product, legal, actuarial, operations, claims, implementation, and service teams to support compliant product design, implementation, and administration of individual disability insurance and other supplemental health products. The role also supports policy and documentation development, product filings, audit and regulatory examination responses, and industry engagement.
Requirements
- Bachelor’s degree or equivalent experience; business, legal, or related field preferred.
- 4–6+ years of compliance, regulatory, or related experience.
- Demonstrated experience interpreting regulatory requirements and applying them to business operations, including translating complex regulations into practical guidance.
- Ability to manage complex work, assess risk, and meet deadlines in a detail-oriented environment.
- Advanced knowledge of individual disability insurance and/or other supplemental health regulatory compliance environments.
- Excellent verbal and written communication skills and ability to build trust and effective partnerships with internal and external stakeholders.
- Ability to manage competing priorities, work autonomously, and exercise judgment and discretion in decision-making.
- Strong analytical, critical-thinking, and problem-solving capabilities.
- Ability to partner cross-functionally to develop customer-focused solutions while maintaining compliant processes and controls.
Nice To Haves
- Professional compliance or insurance certification, such as AIRC, FLMI, or similar.
- Experience with individual disability insurance or supplemental health product filings, including filings through the Interstate Insurance Compact.
- Prior experience developing training materials and compliance guidance.
Responsibilities
- Monitor, analyze, and interpret complex federal and state statutes and regulations; assess business impacts, communicate implications, and partner with business units on compliant solutions.
- Perform compliance monitoring, testing, and control assessments; identify risks, conduct root cause analysis, and recommend remediation strategies.
- Draft, update, and maintain policies, procedures, job aids, training materials, and compliance guidance.
- Provide subject matter expertise and consultative guidance on compliance initiatives, product design, implementation, and ongoing administration.
- Research complex compliance questions using internal and external resources.
- Support development and review of advertising and customer-facing materials, new business acquisitions, and entry into new markets.
- Assist in drafting contract language for new products, enhancements, and single-case filings; lead complex multi-state filings and negotiate complex or sensitive approvals with state departments of insurance.
- Participate in trade association calls and industry meetings to monitor trends and provide feedback on new laws and product standards; maintain productive relationships with industry contacts.
- Support internal audits and regulatory examinations by organizing documentation, responding to inquiries, and assisting with corrective action plans.
- Deliver training, presentations, and guidance on compliance requirements and emerging regulatory trends.
Benefits
- Medical, dental, and vision benefits.
- 401(k) plan with matching company contributions.
- Annual incentive bonus plan.
- Paid time off, including 11 holidays, 2 wellness days, and 8 volunteer hours annually; PTO increases with tenure.
- Paid parental leave.
- Adoption and surrogacy assistance.
- Employee giving program that double matches donations to eligible nonprofits and schools.
- Career growth and advancement opportunities.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
