Senior Commercial Banking Portfolio Manager

Wells Fargo•San Diego, CA

1d•$100,000 - $196,000•Hybrid

About The Position

Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager within the Commercial Banking Group. The role covers the investment real estate segment, serving companies with portfolios ranging in size from $25 million to $2 billion. It requires an understanding of commercial real estate lending, evaluation of credit risk across traditional and complex financing arrangements, market dynamics, financial analysis, and risk management principles. The position participates in financial research, underwriting, and structuring of highly complex private banking, consumer, and mortgage relationships within Commercial Banking Portfolio Management. It reviews business financial statements and tax returns requiring in-depth evaluation, resolves moderately complex issues, and leads projects or teams to meet deliverables. The role also collaborates with peers, colleagues, and mid-level managers and may mentor less experienced individuals. The position supports a hybrid work schedule and may require travel up to 10% of the time. It does not support visa sponsorship. Specific compliance policies may apply to outside activities or personal investing.

Requirements

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through work experience, training, military experience, education.
Strong Investor Real Estate lending credit analysis skills with high attention to detail and accuracy.
Strong analytical skills and ability to spread and analyze financial information and perform in-depth commercial financial statement analysis.
Strong risk management and compliance skills.
Ability to understand and review loan documentation.
Attention to detail, self-motivation, and ability to independently problem solve.
Ability to work in a fast-paced environment with strong organizational, multitasking, and prioritizing skills.
Excellent verbal, written, and interpersonal skills, including communicating effectively with internal partners in person and remotely.
Microsoft Office skills, including Excel for financial analysis and projection modeling.
Ability to travel up to 10% of the time.

Nice To Haves

3+ years of experience underwriting Investor Real Estate clients.
Experience with commercial, owner-occupied real estate lending, including documentation, due diligence, and regulatory compliance processes.
Credit underwriting experience in Commercial Middle Market/Mid-Corp credit or specialty group relationship portfolio credit.

Responsibilities

Perform financial research, underwriting, and structuring of highly complex private banking, consumer, and mortgage relationships within Commercial Banking Portfolio Management.
Review and research business financial statements and tax returns requiring an in-depth evaluation of multiple factors.
Resolve moderately complex issues and lead the Commercial Banking Portfolio Management team to meet project deliverables.
Apply an understanding of the function, policies, procedures, and compliance requirements.
Collaborate and consult with peers, colleagues, and mid-level managers to resolve issues and achieve goals.
Lead projects and teams or serve as a mentor to less experienced individuals.
Follow applicable risk programs, policies, and procedures; fulfill risk and compliance obligations; and escalate and remediate issues effectively.