Senior Commercial Banker

Cornerstone Capital Bank•Houston, TX

8d•Onsite

About The Position

The Senior Commercial Banker is a senior relationship manager who sources, manages, and grows portfolios of complex commercial loans and corporate accounts. They advise businesses on financing, analyze credit risk, and cross-sell cash management and treasury services.

Requirements

Formal credit training is preferred.
Strong attention to detail
Strong Customer service skills
Must be a self-starter and able to demonstrate problem-solving and critical-thinking skills
Quick learner and adaptable
Excellent interpersonal and relationship-building skills
Effective oral and written communication skills
Expert-level knowledge of credit underwriting, financial modeling, and CRM/banking software (e.g., Salesforce, nCino).
8+ years of commercial lending experience within CRE, C&I, community, energy, or middle-market sectors.

Nice To Haves

Bachelors degree in Accounting, Marketing, Business Administration, Finance or a related field preferred.

Responsibilities

Provide suggestions and solutions to clients and prospective customers, focusing on their financial goals.
Work with internal teams (Treasury, Credit Underwriting) to determine creditworthiness of applicants and potential borrowers.
Originate loans, including negotiation, loan approval, legal documentation, and closing.
Demonstrate strong customer service through attentiveness, listening, connecting with customers, and processing transactions quickly and accurately.
Cultivate prospects through client referrals, networking, social media, sales calls, and participation in professional organizations, social contacts, and community relationships.
Manage, maintain, and review client portfolios to monitor risk and success.
Assemble financial information and coordinate the generation of complete loan packages for approval presentation.
Act in accordance with all required banking and regulatory requirements.