Commercial Banker

First Western Bank & Trust•Harrisburg, SD

1d•Onsite

About The Position

First Western Bank is currently looking for a full-time Commercial Banker at our new Harrisburg, SD location. At First Western Bank, we're more than a bank. We're a family-owned organization with a proud history of helping customers, businesses, and communities thrive. As we expand into Harrisburg, South Dakota, we're looking for talented individuals who are passionate about building relationships, delivering exceptional customer service, and making a difference in their community. Founded in 1964, First Western Bank has built its reputation on community stewardship, respect, excellence, dedication to customers, integrity, and trust. Team members who join our new Harrisburg location will have a unique opportunity to help establish our presence, build lasting customer relationships, and shape our reputation in one of South Dakota's fastest-growing communities. If you're looking for a career where you can make an impact, grow professionally, and help build First Western Bank's future in Harrisburg, we'd love to have you apply!

Requirements

Bachelor’s degree in business or finance related field
Experience in bank lending, loan review, compliance or finance is required
Strong understanding of financial statements and credit standards
Skilled in Microsoft Office (Publisher, Power Point, Word, Excel, Outlook), and social media platforms

Nice To Haves

Knowledge of business management principles preferred

Responsibilities

Develop new commercial loan business for First Western Bank through securing, structuring, and closing loans; maintain and service existing commercial lending portfolio.
Conduct sales calls and meet with prospective and existing customers to establish new loan business.
Represent the bank in local community at meetings and events to market the bank’s products and services.
Administer individual loan portfolio including commercial and other assigned loans.
Interview loan customers to determine lending needs.
Work with the Small Business Administration and Bank of North Dakota to qualify customers for participation lending programs.
Negotiate direct lending terms as well as collateral and payment structures.
Maintain customer relationships through regular communication and follow up contact.
Meet with customers to request information for loan applications, including appraisals, credit reports, background checks and other information needed for loan evaluation.
Compile financial information including income tax records, balance sheets and other data to create loan spreads.
Analyze applicant financial status and conduct collateral evaluations to make lending decisions.
Approve credits up to lending authority and prepare those credit requests that exceed lending authority for loan committee and/or Board approval.