Senior Business Systems Analyst – Liquidity Platform Modernization

Charles Schwab Inc.•Westlake, TX

1d•$105,600 - $200,000

About The Position

The Treasury Business Systems Analyst will serve as a senior business-side lead for the Liquidity platform modernization initiative. The role translates liquidity regulatory reporting, analytics, forecasting, stress testing, and governance needs into clear business and functional requirements; coordinates design decisions across Treasury, Risk, Finance, Data, and Technology; and helps deliver a scalable, modular, FR 2052a-first liquidity platform while preserving the stability and compliance of the existing environment. The analyst leads business analysis and requirements management across assigned workstreams from discovery and current-state assessment through design, testing, implementation, and post-production validation. They partner with Treasury subject-matter experts to define a data foundation supporting FR 2052a and related liquidity processes, and serve as the primary business liaison to technology and data teams. The role also supports phased delivery, regulatory and legacy-platform coordination, operational readiness, and governance reporting.

Requirements

Bachelor’s degree in Finance, Accounting, Economics, Information Systems, Computer Science, Data Analytics, or a related field, or equivalent practical experience.
7+ years of experience in business systems analysis, business analysis, product analysis, financial systems, or data-focused technology delivery; banking, capital markets, Treasury, Risk, or regulatory reporting experience is preferred.
Ability to lead requirements discovery and convert complex business and regulatory concepts into business and functional requirements, nonfunctional requirements, user stories, acceptance criteria, process flows, data definitions, source-to-target mappings, and system use cases.
Strong understanding of enterprise data flows, data models, system integrations, controls, and the software development lifecycle.
Experience partnering with architects, developers, data engineers, quality engineers, and product owners.
Strong SQL and data-analysis skills, including querying large datasets, tracing transactions through multiple systems, reconciling outputs, investigating anomalies, and supporting root-cause analysis.
Experience with data governance and control disciplines, including data quality, lineage, metadata, issue management, audit evidence, change management, and documentation in a regulated environment.
Strong facilitation, communication, and stakeholder-management skills, including the ability to drive decisions, manage competing priorities, explain tradeoffs, and build alignment across business and technology teams.
Ability to operate independently in a fast-paced, agile, and ambiguous environment while maintaining attention to detail, ownership, accountability, and high-quality outcomes.

Nice To Haves

Working knowledge of FR 2052a, LCR, NSFR, liquidity stress testing, intraday liquidity, forecasting, funds transfer pricing, or related Treasury processes.
Experience with Jira, Confluence, process-modeling tools, relational databases, cloud data platforms, and reporting or analytics tools.

Responsibilities

Lead business analysis and requirements management for assigned Liquidity modernization workstreams, from discovery and current-state assessment through design, testing, implementation, and post-production validation.
Partner with Treasury subject-matter experts to define an FR 2052a-first data foundation supporting FR 2052a, LCR, NSFR, liquidity stress testing, forecasting, intraday monitoring, FTP, CFP/KRI monitoring, and liquidity analytics.
Translate business, regulatory, and control expectations into testable requirements for calculation services, governed data assets, interfaces, workflow, adjustments, auditability, lineage, and sandbox or what-if capabilities.
Facilitate workshops to document current-state processes, identify pain points and manual dependencies, define target-state processes, evaluate alternatives, and secure decisions from business and technology owners.
Develop and maintain process maps, data-flow diagrams, business rules, data dictionaries, source-to-target mappings, functional specifications, requirements traceability, decision logs, and operating procedures.
Serve as the primary business liaison to technology and data teams, clarifying requirements, resolving design questions, evaluating dependencies, and ensuring solutions align with business outcomes and control requirements.
Use SQL and analytical techniques to profile data, validate transformation logic, reconcile results, trace defects to source, assess materiality, and support resolution of data or system issues.
Define business testing strategy and acceptance criteria; coordinate test planning, test data, UAT execution, defect prioritization, evidence retention, business readiness, and sign-off.
Support phased delivery by helping define the pilot product or data domain, validating the complete source-to-target flow, capturing lessons learned, and establishing repeatable onboarding patterns.
Coordinate modernization work with legacy-platform enhancements, regulatory changes, new products, production support, and transition-period compensating controls.
Identify opportunities to reduce spreadsheets, manual adjustments, duplicated logic, and key-person dependency while improving scalability, transparency, speed to market, operational resilience, and regulatory readiness.
Provide status reporting, risk and dependency escalation, decision support, and executive-ready materials for initiative leadership and governance forums.
Mentor less-experienced analysts and promote consistent business-analysis practices.