Senior Business Banking Relationship Manager (LO) Highlands Ranch, CO

Wells Fargo Bank•Highlands Ranch, CO

16d•Onsite

About The Position

Wells Fargo is seeking a Senior Business Banking Relationship Manager to support customers in an assigned market by deepening relationships and prospecting for new business. The role manages a moderately complex book of business, grows client relationships and core deposits, and recommends business banking products and services, including credit, treasury management, and digital banking tools. The position is based in Highlands Ranch, Colorado, and requires visiting customers and prospects outside the office within an assigned market or geography. The role includes assessing client financial needs and creditworthiness, structuring and supporting secured and unsecured credit solutions within delegated authority, and coordinating with credit partners as needed. The position has customer contact and may include assessing needs and referring customers interested in dwelling-secured products to a SAFE team member; the role does not include taking applications or offering or negotiating terms for dwelling-secured transactions. Loan Originator qualification and ongoing regulatory requirements apply, including financial responsibility, character, financial fitness, and background standards. The position is not eligible for visa sponsorship.

Requirements

At least 4 years of banking experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination of these.
At least 2 years of experience sourcing and/or managing a portfolio of clients with $2 million–$25 million in annual revenue.
Strong knowledge of deposit and cash management products and services.
Strong relationship-building skills and excellent communication skills with individuals at all levels, internally and externally.
Ability to balance client needs with associated risks and Wells Fargo’s interests.
At least 3 years of business-to-business sales experience.
Established network in the local market.
Knowledge and understanding of the financial services industry.
Excellent verbal, written, and interpersonal communication skills.
Intermediate Microsoft Office skills.
BS/BA degree or higher.
Meet applicable Loan Originator financial responsibility, character, general financial fitness, and criminal background standards.
Meet ongoing regulatory requirements, including additional screening if necessary.

Responsibilities

Source and onboard new business clients through strategic prospecting, community outreach, and internal referrals.
Build visibility and develop Centers of Influence to support long-term relationship development.
Deepen existing relationships by understanding client priorities and identifying opportunities for engagement and expansion.
Manage a moderately complex book of business.
Grow the portfolio by increasing core deposit balances and identifying opportunities to deepen client relationships.
Manage risk exposure and align activities with underwriting policies and risk guidelines.
Conduct financial and credit assessments, including analysis of cash flow, collateral, and business operating cycles.
Structure and support secured and unsecured credit solutions within delegated authority, coordinating with credit partners as needed.
Present credit recommendations and financial strategies to clients and internal stakeholders.
Recommend and deliver Wells Fargo business banking products, including credit, treasury management, and digital banking tools.
Tailor solutions to clients’ operating cycles, cash flow needs, and strategic goals.
Collaborate with product teams and internal stakeholders to address client challenges and streamline processes.
Communicate proactively with financial decision-makers and provide responsive service.
Provide feedback to improve tools, offerings, client experience, and operational excellence.
Retain and grow client relationships by advising on financial strategies and managing expectations transparently and thoughtfully.
Visit customers and prospects outside the office within the assigned market or geography.
Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member, without taking an application or offering or negotiating transaction terms.
Meet Loan Originator qualification requirements and ongoing regulatory requirements.