Senior BSA – BSA/AML & Financial Crimes Technology

M&T Bank•Buffalo, NY

9d•$85,800 - $143,000•Hybrid

About The Position

The Senior BSA is a senior-level subject matter expert providing business, functional, and analytical leadership for BSA/AML business stakeholders and technology teams. The role translates complex financial-crimes processes and requirements into effective business and technology solutions, with expertise in BSA/AML investigations, case management, Suspicious Activity Reports (SARs), digital assets, blockchain and wallet-related financial-crime considerations, AI-assisted analysis, and platform modernization and migration initiatives. The position leads requirements analysis, impact and gap assessments, solution-design support, testing, implementation, and post-production validation. It works across business and technology teams to identify dependencies and downstream impacts, document requirements and test scenarios, support Agile delivery, and help ensure that changes meet business needs. The role also applies AI tools responsibly and validates AI-generated results before use. This role is four days onsite at the Seneca One location in Buffalo, New York, with the flexibility to work from home one day per week.

Requirements

Minimum of 6 years of combined higher education and/or operational or business analytics experience in the BSA/AML domain.
Experience or knowledge in BSA/AML, financial-crimes investigations, case management, SAR-related processes and workflows, alert and case lifecycle, financial-crimes technology, and business and functional requirements analysis.
Knowledge of digital assets, blockchain, and digital wallets.
Proficiency with AI-assisted tools.
Experience with business impact analysis, gap analysis, data and functional validation, regression and UAT support, and cutover and post-implementation validation.

Nice To Haves

Significant experience working with BSA/AML, financial-crimes, compliance, or supporting technology organizations.
Banking or financial-services experience.
Experience supporting enterprise BSA/AML or financial-crimes platforms.
Ability to operate independently on complex, cross-functional initiatives.
Strong business and systems-analysis capabilities.
Experience translating business requirements into actionable technology requirements.
Strong analytical, problem-solving, and organizational skills.
Experience working in Agile technology-delivery environments.
Ability to communicate effectively with investigators, business stakeholders, Product Owners, developers, architects, testing teams, and technology leadership.
Ability to analyze complex processes and clearly document requirements, dependencies, business rules, and expected outcomes.
Experience working with business-critical applications and complex enterprise integrations.
Knowledge of digital-asset and blockchain-related financial-crimes considerations.
Hands-on experience with financial-crimes case-management solutions.

Responsibilities

Serve as a senior BSA/AML subject matter expert for financial-crimes technology and business initiatives.
Lead complex analysis independently, identify business and technology impacts, contribute to solution design, and support testing and implementation.
Provide expertise on BSA/AML processes, investigations, alerts, cases, and regulatory reporting.
Partner with BSA/AML Operations, Compliance, Technology, Product, Risk, and other stakeholders to analyze business needs and translate them into comprehensive requirements.
Identify business, operational, regulatory, data, and technology dependencies associated with proposed changes.
Provide guidance through requirements, design, development, testing, implementation, and post-production validation.
Evaluate downstream impacts across integrated applications, data sources, reporting, and operational processes.
Develop and maintain working knowledge of financial-crime considerations related to digital assets, blockchain technologies, and digital wallets.
Support analysis of financial-crime use cases involving blockchain transactions and digital-asset activity, and stay current with relevant trends.
Lead requirements elicitation and analysis for BSA/AML technology initiatives.
Develop business and functional requirements, user stories, process flows, data requirements and mappings, use cases, and test scenarios.
Conduct impact and gap analyses for proposed system changes.
Facilitate requirements discussions and communicate requirements, risks, dependencies, and impacts to technical and non-technical audiences.
Identify and resolve missing, conflicting, or ambiguous requirements; partner with technical teams on proposed solutions.
Participate in Agile planning, backlog refinement, demonstrations, and implementation activities.
Develop business test scenarios and acceptance criteria; partner with QA, automation testing, and engineering teams to ensure adequate test coverage.
Support functional, system-integration, regression, and user-acceptance testing.
Assist with defect triage by analyzing business impact and expected behavior.
Establish traceability among requirements, development outcomes, test scenarios, data integrity, and implementation results.
Analyze data and system behavior to support requirements, testing, troubleshooting, and production issue analysis.
Work with technical teams to understand source-to-target data relationships and application dependencies.
Coordinate across multiple business and technology teams on complex initiatives.
Use AI tools responsibly to improve productivity and quality, validate AI-generated results for accuracy, relevance, completeness, security, and alignment with requirements, and identify suitable AI-assisted analysis and testing practices.