BSA AML Senior Analyst

First Century Bank•Commerce, GA

1d•Onsite

About The Position

First Century Bank is seeking a full-time BSA AML Senior Analyst to join its BSA team in Commerce, Georgia. The role supports monitoring, investigations, quality review, and oversight across the Bank’s programs. The Senior Analyst independently handles complex work, serves as an escalation resource for BSA AML Analysts, and supports BSA management with reporting, process enhancements, and audit and examination readiness. The position involves reviewing and investigating alerts and cases, supporting SAR decisions and filings, performing quality reviews, mentoring analysts, analyzing trends, and helping enhance monitoring systems and procedures. It also supports due diligence and ongoing oversight of fintech programs, regulatory examinations, independent testing, and remediation. The Bank provides financial services through technology channels.

Requirements

Bachelor’s degree in a related field and four to six years of related banking, fraud, BSA AML, or other relevant experience, or a combination of education and experience.
Advanced analytical and investigative skills.
Sound judgment and attention to detail.
Exemplary written and verbal communication skills.

Nice To Haves

Experience with Verafin.
Experience with prepaid or fintech program monitoring.
Experience with SAR preparation and quality review.
CAMS certification.

Responsibilities

Independently review and disposition complex or escalated alerts in the Bank’s proprietary monitoring system, manual spreadsheets, and Verafin.
Review prepaid and other program reports, high earner reports, previous-day activity, KYC/CIP materials, and Enhanced Due Diligence packages; document findings and escalate deficiencies.
Conduct complex investigations, gather supporting documentation, respond to inquiries, and determine whether case escalation is warranted.
Work with the BSA Officer and BSA AML Manager on SAR filing decisions and prepare accurate, timely SARs.
Use Verafin to track fraud cases, maintain case documentation, document investigative decisions, and file SARs.
Perform quality reviews of alert dispositions, investigations, case documentation, and SAR drafts; identify recurring gaps and training needs.
Serve as an escalation resource and mentor to BSA AML Analysts, including providing training, cross-training, and workload support.
Analyze alert, case, and SAR trends and prepare reporting for BSA management.
Support monitoring rule enhancements, data validation, system testing, procedure updates, and implementation of new program monitoring.
Support BSA AML due diligence and ongoing oversight of fintech programs, regulatory examinations, independent testing, and remediation.
Perform other duties that may be assigned or that inherently or logically belong to the position or overall compliance functions.
Exemplify First Century Bank’s values while carrying out its mission and organizational goals and priorities.