Senior BSA – BSA/AML & Financial Crimes Technology

M&T Bank•Buffalo, NY

8d•Hybrid

About The Position

The Senior BSA is a senior-level subject matter expert providing business, functional, and analytical leadership for BSA/AML business stakeholders and technology teams. The role translates complex financial-crimes processes and requirements into effective business and technology solutions, with expertise across investigations, case management, Suspicious Activity Reports (SARs), digital assets, blockchain and wallet-related financial-crime considerations, AI-assisted analysis, and platform modernization and migration initiatives. This role is based at the Seneca One location in Buffalo, New York, with four days onsite and the flexibility to work from home one day per week. The position leads complex analysis and requirements work, supports solution design, testing, implementation, and post-production validation, and coordinates across business and technology teams. The annual pay range is $85,800.00–$143,000.00 USD; compensation depends on the successful candidate’s knowledge, skills, and experience.

Requirements

Minimum of 6 years of combined higher education and/or operational or business analytics experience in the BSA/AML domain.
Experience or knowledge in BSA/AML, financial-crimes investigations, case management, SAR-related processes and workflows, alert and case lifecycle, and financial-crimes technology.
Business and functional requirements analysis experience.
Knowledge of digital assets, blockchain, and digital wallets and related financial-crime considerations.
Proficiency with AI-assisted tools.
Experience with business impact analysis, gap analysis, data and functional validation, regression and UAT support, cutover, and post-implementation validation.

Nice To Haves

Significant experience working with BSA/AML, financial-crimes, compliance, or supporting technology organizations.
Banking or financial-services experience.
Experience supporting enterprise BSA/AML or financial-crimes platforms.
Ability to operate independently on complex, cross-functional initiatives.
Strong business and systems-analysis capabilities, including translating business requirements into actionable technology requirements.
Strong analytical, problem-solving, and organizational skills.
Experience working in Agile technology-delivery environments.
Ability to communicate effectively with investigators, business stakeholders, Product Owners, developers, architects, testing teams, and technology leadership.
Ability to analyze complex processes and clearly document requirements, dependencies, business rules, and expected outcomes.
Experience with business-critical applications and complex enterprise integrations.
Knowledge of digital-asset and blockchain-related financial-crimes considerations.
Hands-on experience with financial-crimes case-management solutions.

Responsibilities

Serve as a senior BSA/AML subject matter expert for financial-crimes technology and business initiatives.
Independently lead complex analysis, identify business and technology impacts, contribute to solution design, and support testing and implementation.
Provide functional and subject matter expertise for BSA/AML processes, investigations, alerts, cases, and regulatory reporting.
Partner with BSA/AML Operations, Compliance, Technology, Product, Risk, and other stakeholders to analyze business needs and develop comprehensive requirements.
Identify business, operational, regulatory, data, and technology dependencies associated with proposed changes.
Provide guidance throughout requirements, design, development, testing, implementation, and post-production validation.
Evaluate downstream impacts across integrated applications, data sources, reporting, and operational processes.
Develop and maintain working knowledge of financial-crime considerations related to digital assets, blockchain technologies, and digital wallets; support analysis of relevant use cases and stay current with related trends.
Lead requirements elicitation and analysis for BSA/AML technology initiatives.
Develop business and functional requirements, user stories, process flows, data requirements and mappings, use cases, and test scenarios.
Conduct impact and gap analyses for proposed system changes; facilitate discussions and communicate requirements, risks, dependencies, and impacts to technical and non-technical audiences.
Identify and resolve missing, conflicting, or ambiguous requirements, and partner with technical teams on proposed solutions.
Participate in Agile planning, backlog refinement, demonstrations, and implementation activities.
Develop business test scenarios and acceptance criteria; partner with QA, automation testing, and engineering teams to ensure test coverage.
Support functional, system-integration, regression, and user-acceptance testing; assist with defect triage by analyzing business impact and expected behavior.
Establish traceability among requirements, development outcomes, test scenarios, data integrity, and implementation results.
Analyze data and system behavior to support requirements, testing, troubleshooting, and production issue analysis; work with technical teams to understand source-to-target data relationships and application dependencies.
Coordinate across multiple technology and business teams on complex initiatives.
Use AI tools responsibly to improve productivity and quality, validate AI-generated results for accuracy, relevance, completeness, security, and alignment with requirements, and identify suitable AI-assisted analysis and testing practices.