Senior Analyst-Risk Management
About The Position
The Enterprise Data Strategy team within Credit and Fraud Risk Management (CFR) is responsible for optimizing risk decisions across the customer lifecycle by identifying, testing, and integrating internal and external data assets. The team also manages relationships with key third-party data providers and supports contribution policies with external data partners, including credit bureaus, to enhance risk products across new accounts, customer management, and collections. In addition, the team serves as a strategic channel for exploring innovative data opportunities for the enterprise. The Analyst will be part of the Open Finance and Banking Data Strategy team, focused on maximizing the value of existing banking and open finance data while supporting the development of new data capabilities that improve credit underwriting, line management, fraud prevention, and customer verification strategies. The role will support initiatives related to the evolving US Open Banking (Section 1033) landscape and collaborate with cross-functional teams to evaluate the impact and opportunities of open finance data across CFR use cases. The Analyst will partner with internal stakeholders and external data providers to support data evaluations, analytics, reporting, and strategic initiatives that strengthen risk management and business growth.
Requirements
- Experience in risk management.
- Experience in data strategy.
- Experience with internal and external data assets.
- Experience managing relationships with third-party data providers.
- Experience with contribution policies with external data partners.
- Experience with credit bureaus.
- Experience enhancing risk products.
- Experience with new accounts, customer management, and collections.
- Experience exploring innovative data opportunities.
- Experience with banking and open finance data.
- Experience developing new data capabilities.
- Experience with credit underwriting, line management, fraud prevention, and customer verification strategies.
- Experience with US Open Banking (Section 1033) landscape.
- Experience collaborating with cross-functional teams.
- Experience evaluating impact and opportunities of open finance data.
- Experience partnering with internal stakeholders and external data providers.
- Experience with data evaluations, analytics, reporting, and strategic initiatives.
Responsibilities
- Optimizing risk decisions across the customer lifecycle by identifying, testing, and integrating internal and external data assets.
- Managing relationships with key third-party data providers.
- Supporting contribution policies with external data partners, including credit bureaus, to enhance risk products across new accounts, customer management, and collections.
- Serving as a strategic channel for exploring innovative data opportunities for the enterprise.
- Maximizing the value of existing banking and open finance data.
- Supporting the development of new data capabilities that improve credit underwriting, line management, fraud prevention, and customer verification strategies.
- Supporting initiatives related to the evolving US Open Banking (Section 1033) landscape.
- Collaborating with cross-functional teams to evaluate the impact and opportunities of open finance data across CFR use cases.
- Partnering with internal stakeholders and external data providers to support data evaluations, analytics, reporting, and strategic initiatives that strengthen risk management and business growth.
Benefits
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
