Senior Analyst-Risk Management

American Express • New York, NY

1d • $78,000 - $124,750

About The Position

The Initial Limit Management function within Credit and Fraud Risk (CFR) is responsible for setting and managing Initial Credit Line Assignment policies and strategies for the U.S. Consumer Credit Card portfolio. Credit line assignment is a critical driver of lending growth and portfolio profitability, as well as a key lever for enhancing Card Member engagement and delivering superior customer experience. The function operates within a well-established framework that leverages advanced algorithms, predictive models, and business rules to optimize decision-making. This position reports to the Director of Initial Limit Assignment and works in close partnership with cross-functional teams, including Decision Science, Technology, Finance, Product, Marketing, and Servicing. The analyst will be responsible for the accurate and efficient execution of Initial Line Assignment strategies, balancing revenue growth with contingent liability risk to drive sustainable, long-term portfolio performance. The role is expected to proactively identify opportunities to enhance, streamline, and improve existing processes through data-driven insights and continuous improvement initiatives.

Requirements

• Experience in risk management, credit line assignment, or a related field.
• Familiarity with advanced algorithms, predictive models, and business rules.
• Ability to work in close partnership with cross-functional teams.
• Data-driven insights and continuous improvement mindset.

Responsibilities

• Accurate and efficient execution of Initial Line Assignment strategies.
• Balancing revenue growth with contingent liability risk to drive sustainable, long-term portfolio performance.
• Proactively identify opportunities to enhance, streamline, and improve existing processes through data-driven insights and continuous improvement initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed