Senior Analyst, Internal Fraud Detection & Strategy

Ally Bank•Charlotte, NC

About The Position

Join Ally Financial’s Enterprise Fraud, Security & Investigations (EFSI) team as a senior individual contributor focused on internal fraud detection and alerting. Independently lead detection initiatives from risk identification through testing, implementation, and ongoing optimization, using internal detection platforms to produce actionable alerts and evidence-based investigative findings. The role must be based in Ally’s Charlotte, NC, or Lawrenceville, GA office. Work arrangement requirements will be discussed during hiring and may change based on business needs. Travel to other business locations may be required and is expected to be less than 10%.

Requirements

5–7 years of relevant internal fraud investigations, internal detection, or insider-risk experience, including complex investigations and detection strategy development or optimization.
Hands-on experience configuring or tuning rules, validating alerts, and interpreting activity records in internal detection, user behavioral analytics, insider-risk, or data loss prevention platforms.
Advanced analytical skills, including combining and validating large datasets, identifying trends and relationships, and evaluating strategy effectiveness and coverage limitations.
Strong knowledge of financial institution operations, internal controls, and banking regulations.
Independent judgment, attention to detail, project leadership, and clear communication; ability to manage competing priorities, influence stakeholders, deliver practical recommendations, and provide responsive business-partner service.
Bachelor’s degree or equivalent in criminal justice, business administration, security management, or another related field.
At least 3 years of experience and a high school diploma or GED equivalent are listed under Minimum Qualifications.
Ability to perform essential responsibilities with or without reasonable accommodation.

Nice To Haves

Experience with Teramind, DataWalk, or comparable detection or employee-monitoring tools, link-analysis, and case management.
At least three years in financial services and experience with a multi-line institution.
Location in Charlotte, NC, or Lawrenceville, GA.

Responsibilities

Develop and tune internal fraud alerting strategies by translating risks into data requirements, detection logic, thresholds, and exclusions.
Use Teramind, DataWalk, or comparable platforms to analyze user activity, correlate events, validate alerts, and resolve rule or data issues with platform owners.
Test strategies against historical data; assess false positives, alert volumes, and outcomes; and recommend improvements based on results and operational capacity.
Analyze complex employee activity, access transactions, and expense data to identify emerging patterns, validate data quality, and distinguish legitimate activity from indicators requiring review.
Independently triage alerts, establish investigative plans, preserve evidence, and escalate findings within established service levels.
Partner across business and technical teams to address control gaps.
Maintain strategy documentation, testing results, procedures, and performance reporting, and provide technical guidance to analysts.
Prepare factual investigative summaries and applicable regulatory reporting, including SARs to FinCEN, under established review requirements.
Maintain knowledge of fraud techniques, privacy laws, bank regulations, and incident-handling procedures.

Benefits

Market-competitive base pay and pay-for-performance incentives based on personal and company goals.
Paid time off, 11 paid holidays, and yearly volunteer time off.
401(k) retirement savings plan with matching and company contributions.
Student loan pay-down and 529 educational savings assistance programs.
Tuition reimbursement and employee stock purchase plan.
Financial learning center and access to financial coaches.
Medical, dental, and vision insurance options.
Employee, spouse, and child life insurance; short- and long-term disability insurance.
Health Savings Account with employer contributions, Healthcare FSA, and critical illness, accident, and hospital indemnity insurance.
Total well-being program.
Adoption, surrogacy, and fertility assistance; paid parental and caregiver leave.
Dependent Day Care FSA, backup child and adult/elder care days, and childcare discounts.
Employee Assistance Program, subsidized and discounted Weight Watchers program, and other employee discount programs.
Depending on the role, travel allowances, relocation assistance, a signing bonus, and/or equity may be available.