Senior Actuary (FSA), Inforce Management

Pacific Life • Newport Beach, CA

21h • Hybrid

About The Position

Pacific Life is seeking a Senior Actuary to join the Inforce Management team in the Consumer Markets Division. The role supports the financial performance, risk management, and long-term value of the division’s life and annuity businesses. The team provides actuarial analysis and strategic recommendations across profitability management, forecasting, experience studies, stress testing, assumption development, policyholder behavior, risk management, and other inforce priorities. Assignments may focus on life, annuity, or cross-product initiatives based on business needs.

The position is on-site four days per week and work from home one day per week in Newport Beach, California; Omaha, Nebraska; or Charlotte, North Carolina. Comprehensive relocation assistance is offered to candidates who are not currently located near one of the offices.

The successful candidate will be a strategic, collaborative actuary who combines technical depth with business acumen, works effectively across varied assignments, and translates complex analysis into decisions that strengthen long-term business performance. The position offers location-specific base salary ranges: $167,670–$204,236 in Newport Beach, $144,810–$176,990 in Omaha, and $152,370–$186,230 in Charlotte. The posting also lists a base pay range of $167,670–$204,930 and notes that actual compensation depends on factors including experience, qualifications, and geographic location. Most employees are eligible for additional incentive pay.

Requirements

• FSA designation.
• At least 8 years of actuarial experience in life insurance, annuities, valuation, pricing, forecasting, risk management, experience studies, or a related area.
• Strong analytical, modeling, problem-solving, and financial management skills.
• Ability to translate technical analysis into clear business implications and recommendations.
• Strong written, verbal, and cross-functional communication skills.

Nice To Haves

• Experience in life and/or annuity inforce management, pricing, profitability analysis, forecasting, experience studies, or stress testing.
• Knowledge of GAAP, Statutory, and economic frameworks.
• Project leadership experience and experience influencing decisions across multiple stakeholders.

Responsibilities

• Analyze business performance, profitability drivers, earnings trends, and emerging risks.
• Develop forecasts, projections, sensitivities, scenarios, and stress-testing analyses.
• Perform experience studies and support actuarial assumption development, monitoring, and governance.
• Identify actions to improve profitability, capital efficiency, risk management, and inforce value.
• Assess the financial impact of market, regulatory, product, and assumption changes.
• Partner with Finance, Product, Valuation, Risk Management, Investments, Reinsurance, and other actuarial teams to drive results.
• Communicate complex findings and actionable recommendations to business leaders and senior management.
• Support strategic initiatives and improve actuarial models, analytics, and processes.
• Advance inforce management through AI, automation, and innovative analytical tools that deliver deeper insights and support data-driven decision-making.

Benefits

• Medical, dental, and vision coverage.
• Wellbeing Reimbursement Account for the employee or eligible dependents.
• Paid time off, holiday schedules, and Financial Planning Time Off.
• Paid parental leave.
• Adoption assistance program.
• 401(k) savings plan with company match and an additional contribution regardless of participation.
• Relocation assistance.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed