SBA Underwriting Team Manager
About The Position
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. At Regions, the SBA Underwriting Team Manager works to analyze the most complex SBA credit requests, recommend underwriting structures, and make credit decisions. The associate will manage a team of underwriters, assisting with structuring recommendations and credit decisions. The SBA Underwriting Team Manager will drive team performance, ensuring that client expectations are met or exceeded and team goals are achieved.
Requirements
- Bachelor’s degree in Finance, Accounting or related field
- Seven (7) years of SBA or commercial loan underwriting, analysis or portfolio management experience.
Nice To Haves
- Advanced knowledge of SBA's SOP requirements and regulations. Ability and knowledge to work on the most complex loan files.
- Three (3) years of prior management, leadership or coaching experience preferred
- Demonstrated effective verbal and written communication skills
- Strong communication and interpersonal skills.
- Strong organizational skills and the ability to handle multiple tasks under tight time constraints
Responsibilities
- Leads team of underwriters, reviewing analysis, structure and loan recommendations; manages daily workflow
- Coaches and leads others on technical and relational aspects of the Underwriting role; provides individual performance evaluations
- Demonstrates complete understanding of and ability to successfully apply all tools used to underwrite and risk rate both conventional and SBA-guaranteed commercial credits
- Analyzes complex credit opportunities and exercises independent judgment in structuring, underwriting and risk rating credits, effectively balancing risk and relationship
- Demonstrates deep knowledge of credit policy and competency to interpret financial data, propose appropriate structures and present to stakeholders and clients
- Works proactively and collaboratively with multiple stakeholders including underwriting team, credit officers and relationship managers
- Demonstrates ownership of assigned portfolio and acts with urgency in meeting internal and external client needs
- Maintain currency with SBA SOP requirements, procedures, and changes.
- Develops/sustains relationships with Commercial Banking leadership
Benefits
- This position is incentive eligible.
- Opportunity to participate in the Long Term Incentive Plan.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Manager
