Risk Policy Senior Officer -Senior Vice President

Citi • Irving, TX

8d • $156,160 - $234,240 • Onsite

About The Position

The Risk Policy Senior Officer I is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.

The Wealth Lending Governance Senior Officer (C14/SVP) is a leadership role responsible for shaping and executing the governance, policy, and control strategy that underpins Citi’s global Wealth Lending business. The role drives enterprise-aligned governance standards, ensures end-to-end policy integration, and partners with senior stakeholders across functions and lines of defense to enable responsible, sustainable business growth.

Requirements

• 10+ years experience in Policies/Analytics/Decision Management
• Ability to think and make decisions in high risk scenarios, appropriately assessing a situation based on available data, experience, intuition, and judgment
• Work under pressure
• Able to handle prioritize
• Good project management skills
• Able to interface with various levels of management in Global/Region/Business and across functions
• Knowledge in consumer risk management credit cycle processes and asset product operations
• Candidates must have effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining autonomous views
• 10+ years of experience in governance, risk & controls, lending, credit, or similar leadership roles
• Experience as part of a high performing lending team and a desire to drive growth
• Strong knowledge of financial markets, investments, banking and loan products
• Able to quickly assess issues, conduct root cause analysis and fix at the source.
• Influence solutions.
• Drive best practices on the changes that are best for Citi, our clients and our people.
• Excellent communication (written and verbal) and interpersonal skills
• Capable of effectively communicating with global leaders and broad teams on changes impacting them in relatable language.
• Detail orientation with strong analytical skills.
• Ability to work under pressure and deliver within tight deadlines to drive execution for clients
• Strong negotiation skills
• Strong initiative and interactive approach to problem solving
• Displays flexibility and independence in a demanding environment
• AI experience. Demonstrate ability to leverage AI tools to increase productivity.
• Completion of formal credit training program preferred
• Bachelor’s degree or equivalent experience.

Nice To Haves

• Master’s degree preferred
• advanced degree a plus.

Responsibilities

• Manage global and more complex Fundamental Credit Review (FCR) report entities of consumer portfolios
• Assess quality of assigned portfolios, including identification and evaluation of emerging risks
• Assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
• Review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
• Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
• Assess business/risk staffing models to ensure appropriate resources for assigned entities
• Ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from FCR Reviews or Business Monitoring
• Ensure that FCR documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
• Assists the FCR Region Head on regional and/or global tasks
• Keep FCR senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
• Aids Quality Assurance activities as Subject Matter Expert
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• Lead the Wealth Lending policy governance agenda, ensuring policies, standards, and procedures are fully aligned with Citi’s enterprise framework and business strategy.
• Oversee policy change management end-to-end, including enterprise-level impact analysis, business integration, communication, and execution.
• Govern and continuously enhance the global inventory of governance documents to promote transparency, consistency, and control discipline.
• Partner with the Head of Governance to deliver critical governance commitments and senior leadership reporting.
• Ensure governance deliverables reflect rigorous risk assessment and strategic alignment.
• Drive resolution of complex issues with senior stakeholders.
• Proactively detect governance gaps or emerging risks and influence corrective action.
• Support oversight of governance-owned controls.
• Develop governance communications and guidance for stakeholders.
• Serve as a trusted advisor to Wealth Lending stakeholders.
• Lead high-impact governance initiatives.
• Drive integration of governance requirements into business strategy.
• Support senior management and board-level reporting.

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior