Risk Manager

Izzio Artisan Bakery LLC • Louisville, CO

9d • $100,000 - $130,000 • Onsite

About The Position

At izzio Artisan Bakery, the Risk Manager leads the day-to-day management of the company’s risk and insurance program. The role identifies, assesses, and reduces risk across people, manufacturing operations, the supply chain, and business partnerships. It manages insurance programs and initial claims, supports annual insurance renewals in collaboration with Finance, and strengthens safety and return-to-work programs. The Risk Manager partners with Operations, Food Safety & Quality, EHS, HR, and Finance to protect people, products, and business growth.

The position oversees workers’ compensation, liability, property, and auto claims from first report through closure; manages commercial insurance administration and renewal preparation; maintains insurance records and certificates; and tracks total cost of risk. It also supports loss prevention, business continuity, crisis management, financial planning and reporting, customer risk questionnaires, and third-party audits. The role reports to the CHRO/Risk Officer, with a dotted line to the VP of Finance. It is on site in Louisville/Thornton.

Requirements

• Bachelor’s degree in risk management, business, or a related field, or equivalent experience.
• At least 5 years of commercial risk management or insurance experience.
• Working knowledge of commercial insurance lines, especially product recall and contamination, property and business interruption, and workers’ compensation.
• Experience managing claims, insurance carriers, and broker relationships.
• Ability to review contracts for insurance and indemnification terms.
• Strong analytical skills and Excel proficiency, including the ability to turn loss data into clear recommendations.
• Clear communication skills and ability to work credibly with plant leadership, HR, Finance, and executives.

Nice To Haves

• Commercial risk management or insurance experience in food, consumer packaged goods (CPG), or manufacturing.
• ARM, CRM, CPCU, or RIMS-CRMP designation.
• Familiarity with FSMA, SQF or BRC, and food-safety recall requirements.
• Experience with Colorado workers’ compensation and manufacturing operations.

Responsibilities

• Oversee workers’ compensation, liability, property, and auto claims from first report through closure, coordinating with HR, plant leadership, carriers, and brokers.
• Coordinate workers’ compensation with leave of absence, FMLA, and ADA processes to align the interactive process and return-to-work efforts.
• Conduct regular claim reviews and monitor and track the experience modification factor.
• Strengthen modified-duty and return-to-work programs to reduce lost time and claim costs.
• Manage day-to-day commercial insurance programs, including property, business interruption, general and product liability, product contamination and recall, workers’ compensation, auto, cyber, D&O, EPLI, fiduciary, crime, and umbrella coverage.
• Coordinate insurance renewal execution under the CHRO/Risk Officer’s direction, including broker coordination, underwriting submissions and exposure data, coverage and market-response analysis, and draft renewal recommendations for review by the CHRO/Risk Officer and Finance.
• Maintain property valuations, schedules of values, policy records, and the certificate of insurance database; manage certificates required from and collected by izzio.
• Track total cost of risk and recommend ways to reduce premiums and retained losses.
• Develop and test business continuity and crisis management plans.
• Partner with the EHS Manager on OSHA compliance, incident investigations, root-cause analysis, and corrective actions.
• Coordinate carrier and broker loss-control visits and track recommendations through completion.
• Analyze loss data by facility, line, and job to identify trends and target prevention efforts.
• Work with the VP of Finance on the insurance budget, premium allocation by facility or cost center, and accruals for retained losses.
• Provide renewal cost projections, premium comparisons, and total-cost-of-risk analysis to support Finance’s review of renewal decisions.
• Support insurance requirements related to audits, lenders, and Finance.
• Produce monthly risk and claims dashboards for the CHRO/Risk Officer and VP of Finance.
• Contribute workers’ compensation and risk metrics to monthly HR KPI reporting.
• Complete customer risk and insurance questionnaires and support customer and third-party audits.
• Review contracts for insurance and indemnification terms.

Benefits

• Competitive base salaries and potential bonus program and other role-dependent recognition.
• Medical, dental, and vision insurance.
• 401(k) with company match.
• Life insurance and long-term disability.
• Paid time off and paid holidays.
• Flexible scheduling where possible.
• Ongoing training and professional development opportunities, with pathways to advance a career.
• Weekly take-home bread, occasional team meals, first tastes of company innovations, and office-provided coffee.
• Employee Portal Recognition & Rewards opportunities to recognize peers.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level