Risk Manager

Izzio Artisan Bakery•Louisville, CO

10d•Onsite

About The Position

At izzio Artisan Bakery, the Risk Manager leads day-to-day management of the company’s risk and insurance program. The role identifies, assesses, and reduces risk across people, manufacturing operations, supply chain, and business partnerships. It manages insurance and initial claims, supports the annual insurance renewal in collaboration with Finance, and strengthens safety and return-to-work programs. The position partners with Operations, Food Safety & Quality, EHS, HR, and Finance to protect the company’s people, products, and growth. It reports to the CHRO/Risk Officer, with a dotted line to the VP of Finance, and is based on site in Louisville/Thornton. The Risk Manager oversees workers’ compensation, liability, property, and auto claims; coordinates workers’ compensation with leave, FMLA, and ADA processes; and advances modified-duty and return-to-work programs. The role manages commercial insurance lines, renewal preparation and execution, insurance records and certificates, risk-cost analysis, and business continuity and crisis planning. It also partners on loss prevention and safety, works with Finance on insurance budgets and related requirements, and produces risk and claims reporting.

Requirements

Bachelor’s degree in risk management, business, or a related field, or equivalent experience.
At least 5 years of commercial risk management or insurance experience; food, CPG, or manufacturing experience is preferred.
Working knowledge of commercial insurance lines, especially product recall and contamination, property and business interruption, and workers’ compensation.
Experience managing claims, insurance carriers, and broker relationships.
Ability to review contracts for insurance and indemnification terms.
Strong analytical skills and Excel proficiency, with the ability to turn loss data into clear recommendations.
Clear communication skills and ability to work credibly with plant leadership, HR, Finance, and executives.

Nice To Haves

ARM, CRM, CPCU, or RIMS-CRMP designation.
Familiarity with FSMA, SQF or BRC, and food-safety recall requirements.
Experience with Colorado workers’ compensation and manufacturing operations.

Responsibilities

Oversee workers’ compensation, liability, property, and auto claims from first report through closure in partnership with HR, plant leadership, carriers, and brokers.
Coordinate workers’ compensation with leave of absence, FMLA, and ADA processes to align the interactive process and return-to-work.
Run regular claim reviews and monitor and track the experience modification factor.
Strengthen modified-duty and return-to-work programs to reduce lost time and claim costs.
Manage the day-to-day commercial insurance program, including property, business interruption, general and product liability, product contamination and recall, workers’ compensation, auto, cyber, D&O, EPLI, fiduciary, crime, and umbrella coverage.
Coordinate renewal execution under the CHRO/Risk Officer’s direction, including broker coordination, underwriting submissions and exposure data, coverage and market-response analysis, and draft recommendations for review by the CHRO/Risk Officer and Finance.
Maintain property valuations, schedules of values, policy records, and the certificate of insurance database.
Manage certificates of insurance that izzio provides and collects.
Track total cost of risk and recommend ways to reduce premiums and retained losses.
Develop and test business continuity and crisis management plans.
Partner with the EHS Manager on OSHA compliance, incident investigation, root-cause analysis, and corrective actions.
Coordinate carrier and broker loss-control visits and track recommendations through completion.
Analyze loss data for trends by facility, line, and job, and target prevention efforts accordingly.
Work with the VP of Finance on the insurance budget, premium allocation by facility or cost center, and accruals for retained losses.
Provide renewal cost projections, premium comparisons, and total-cost-of-risk analysis to support Finance’s renewal review.
Support audit, lender, and finance-related insurance requirements.
Produce monthly risk and claims dashboards for the CHRO/Risk Officer and VP of Finance.
Contribute workers’ compensation and risk metrics to monthly HR KPI reporting.
Complete customer risk and insurance questionnaires and support customer and third-party audits.

Benefits

Medical, dental, and vision insurance options.
401(k) with company match.
Life insurance.
Long-term disability.
Paid time off.
Paid holidays.
Flexible scheduling where possible.
Ongoing training and professional development opportunities, with pathways for career advancement.
Weekly take-home bread, occasional team meals, first tastes of product innovations, and office coffee.
Employee Portal Recognition & Rewards opportunities.
Potential annual bonus program and other role-dependent recognition.