Risk Manager - Payments Risk Integration, Strategy, and Modernization (PRISM) (Hybrid)

Capital One • McLean, VA

6d • $138,100 - $173,400 • Hybrid

About The Position

The Enterprise Payments Risk Integration, Strategy, and Modernization team (PRISM) is seeking a dynamic Manager who will play a pivotal role in driving risk mitigation across both strategic and emerging payments initiatives across the Enterprise. This newly formed team is responsible for the oversight of emerging payments, products, and businesses, which includes integration activities. In this role, you will be a key partner across critical payments initiatives and programs, working closely with technology, product, risk management, and operations teams to enable a risk-first approach to payments modernization and new businesses. This is a unique opportunity to build from the ground up, blending strategic oversight with hands-on innovation. You won't just be managing risk - you will be actively defining how we leverage cutting-edge technology, to modernize our risk landscape. If you are passionate about driving enterprise-level change, partnering across diverse business lines, and solving complex problems at the intersection of payments and technology, consider joining our team!

Requirements

• High School Diploma, GED, or equivalent certification
• At least 3 years of experience in risk management, audit or governance
• At least 4 years experience in the banking or financial industry
• At least 2 years of experience supporting, partnering and interacting with internal and external stakeholders

Nice To Haves

• Bachelor’s Degree or Military experience
• At least 4 years of experience in risk management, audit or governance
• At least 5 years of project management experience leading cross functional projects and programs
• At least 3 years of experience managing senior level stakeholders
• At least 3 years of experience working in payments
• At least 3 years of people leadership experience
• At least 3 years of process management experience
• Accredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification

Responsibilities

• Serve as a key risk thought partner for new businesses and emerging payments activities, including evaluating AI capabilities, smart automation, and advanced analytics to continue to modernize the payments risk landscape
• Execute on core deliverables including documenting payments use cases and supporting lines of business in demonstrating adherence to payment risk policy & standards
• Identify opportunities to deploy automation (e.g., RPA, natural language processing, predictive risk analytics) to streamline manual governance & oversight, operationalize controls, and improve monitoring efficiency
• Partner with Accountable Executives, Product, Tech, and Business Risk Offices to assess strategy, operations, and risks across all payment types (ACH, Wire, Cards, Real-Time Payments, etc.) throughout the payment lifecycle

Benefits

• comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being
• performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: High school or GED