Risk & Compliance Analyst

American First Finance • Coppell, TX

98d • Onsite

About The Position

AFF Compliance is seeking a highly motivated Risk & Compliance Analyst to support and enhance its compliance program in alignment with AFF's risk appetite and regulatory obligations. The role helps ensure adherence to applicable laws and regulations, provides risk-based guidance to business partners, and strengthens the organization's control environment.

The analyst works independently and collaborates across Legal, Operations, Business Risk, and senior leadership to identify emerging risks, drive process improvements, and develop the compliance program. The position reports directly to the Regulatory Compliance Lead.

Requirements

• Working knowledge of compliance, regulatory, legal, and operational risks, and an understanding of Second Line of Defense frameworks and practices.
• Experience conducting compliance testing, monitoring, risk assessments, or related assurance activities, with strong attention to quality and detail.
• Strong analytical and critical-thinking skills, including the ability to assess risk, identify issues, and develop practical solutions.
• Ability to constructively challenge assumptions and influence outcomes through collaborative communication.
• Demonstrated ownership, initiative, and a proactive approach to identifying and mitigating risk.
• Bachelor's degree in Business, Finance, Risk Management, Legal Studies, or a related field preferred.
• At least 4 years of experience in consumer regulatory compliance, risk management, internal audit, or a related discipline.
• Experience supporting Second Line of Defense functions, including compliance testing, issue management, complaint management, regulatory change management, or regulatory oversight.
• Familiarity with applicable federal and state consumer protection laws and regulations.
• Strong investigative, analytical, and problem-solving capabilities, including identifying root causes and recommending effective remediation strategies.
• Excellent written, verbal, and interpersonal communication skills.
• Proficiency with Microsoft Office applications, including Word, Excel, and PowerPoint.

Nice To Haves

• A growth mindset and strong interest in developing a long-term career within Risk & Compliance.

Responsibilities

• Support and execute Second Line of Defense oversight activities, including Compliance Management System administration, issue management, complaint management, regulatory change management, and third-party/vendor risk oversight.
• Conduct compliance testing, monitoring, and risk assessments to evaluate adherence to applicable laws, regulations, and internal policies.
• Identify, investigate, and document compliance concerns; partner with stakeholders on root cause analysis and sustainable corrective actions.
• Assist with regulatory inquiries, examinations, and audits by preparing documentation, conducting independent compliance reviews, and coordinating responses and deliverables.
• Collaborate with business partners to strengthen policies, procedures, and controls in alignment with regulatory requirements and evolving business risks.
• Analyze regulatory developments and emerging risks, and recommend improvements to compliance processes and controls.
• Promote a culture of compliance, accountability, transparency, and proactive risk management.
• Support ongoing compliance program initiatives and continuous process improvement efforts.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level