Risk Analyst II

Yamaha Motor • Kennesaw, GA

4d

About The Position

Yamaha Motor Finance – US is hiring a Risk Analyst II to support advanced analytics within the organization. The role analyzes and evaluates portfolio risk, forecasts losses, and supports strategies to minimize credit and financial exposure while improving business performance. It provides analytical support to shape YMFUS’ Credit Risk strategies and broader business initiatives through data-driven insights and modeling.

The analyst evaluates portfolio performance and trends, conducts quantitative and statistical analyses, supports credit risk strategies across originations and portfolio management, and develops reports and dashboards. The position also partners with internal stakeholders and external vendors on data, scorecards, and decision engine management, and conducts economic, industry, and portfolio trend analysis to inform strategic decisions.

Requirements

• Bachelor’s degree in Business Administration, Statistics, Economics, Mathematics, or another quantitative field.
• At least 1 year of experience in data analysis, modeling, or forecasting.
• Proficiency in Excel.
• Strong communication and presentation skills.
• Strong attention to detail and accuracy.

Nice To Haves

• Coding experience, such as SQL, SAS, or Python.
• Exposure to credit scoring models or decision engines.
• Experience with portfolio segmentation, vintage analysis, or loss forecasting.
• Desire to work in a fast-paced environment.

Responsibilities

• Analyze portfolio performance, forecast losses, and identify trends impacting credit risk and business outcomes.
• Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance.
• Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management.
• Develop and maintain reports, dashboards, and recurring analytics to provide actionable insights.
• Partner with internal stakeholders and external vendors to support data, scorecards, and decision engine management.
• Conduct economic, industry, and portfolio trend analysis to inform strategic decision-making.

Benefits

• 401(k) and profit sharing
• Fertility benefits
• 37.5-hour workweek
• Medical, dental, and vision insurance
• Life and AD&D insurance
• Wellness program
• Short-term disability coverage for hourly roles
• Long-term disability
• Student debt repayment benefits
• Ability to borrow Yamaha product

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level