Fraud Risk Analyst II

PEAC Solutions•Mount Laurel Township, NJ

5d•$70,000 - $80,000•Hybrid

About The Position

PEAC Solutions is seeking an experienced Fraud Risk Analyst to support risk assessment, customer and business partner due diligence, onboarding reviews, and fraud mitigation. The role works with internal teams to identify and resolve risks, support program approvals, and strengthen controls across business relationships. It supports onboarding of small business customers and business partners, including verification and credit-information gathering, documentation review, fraud-related stipulation clearance, and escalation and resolution of risks or potential noncompliance. The analyst also supports business partner and program onboarding reviews and approvals, monitors vendor finance and other business origination partners for potential risks, and contributes to broader fraud-prevention activities. The position is hybrid and based in PEAC Solutions’ Mt. Laurel, New Jersey office, with three days in the office and two days remote. PEAC Solutions is an equal opportunity employer. The successful candidate will receive competitive compensation and a benefits package.

Requirements

Minimum of 3–5 years of experience in customer verification, onboarding, or credit.
Strong analytical skills and familiarity with large and complex database environments.
Highly organized and detail-oriented, with the proven ability to manage multiple priorities.
Knowledge of external open data sources and the ability to use them alongside internal signals and data sources.
Excellent interpersonal skills, including verbal, written, and presentation communication skills.
Excellent problem-solving, conflict-resolution, and change-management skills.
Self-motivated, with the ability to actively lead and implement ideas effectively in a collaborative and cross-functional working environment.

Nice To Haves

Experience in the banking or financial services industry.
Bachelor’s degree.
Knowledge of business lending, specifically equipment leasing/vendor finance and/or alternative small business lending products.

Responsibilities

Coordinate verification and credit information to support onboarding of new small business customers and business partners.
Work with internal teams to obtain verification and credit information before establishing customer relationships, in accordance with applicable regulations and PEAC policies.
Analyze documentation and information for accuracy and adequacy based on customer requirements, account type, and risk profile.
Verify data, perform due diligence checks, and collaborate with Sales, Contract Management Services, Credit, and Partner Management on requirements and deliverables.
Review and clear fraud-related credit due diligence stipulations.
Escalate risks and potential noncompliance, recommend actions, and work with management and relevant teams to resolve issues and implement controls supporting onboarding.
Maintain professional and technical knowledge by tracking emerging verification and fraud trends, attending educational workshops, and reviewing professional publications.
Support Onboarding, Risk, and Legal teams with business partner and program onboarding reviews and approvals as needed.
Monitor vendor finance and other business origination partners for potential risks.
Support Risk Department activities that strengthen fraud prevention across customer and business partner relationships.