Account Risk Analyst II
First Internet Bank•Fishers, IN
•Onsite
About The Position
The Account Risk Analyst II reviews data using technical skills and AML/KYC/investigative knowledge to monitor new and existing account relationships and prevent or minimize financial, reputational, and financial-crimes risk to the Bank. The role reviews alerts in the Bank’s BSA/AML/Fraud and Sanctions monitoring systems to identify potentially suspicious or fraudulent activity and supports anti-money laundering and OFAC compliance. It also analyzes processes and recommends procedural or process changes in response to regulatory, operational, or systems changes.
Requirements
- At least three years of account risk analysis experience or equivalent.
- At least one year of specialized BSA/AML/OFAC compliance experience.
- Experience in the financial services industry.
- Experience analyzing data, conducting fraud investigations, and summarizing conclusions, with problem-solving and investigative skills.
- Solid understanding of AML software and technology.
- Microsoft Office experience.
Responsibilities
- Review and research new customer account applications referred by internal Bank departments to identify fraudulent applications.
- Research, document, and close or escalate alerts in the Bank’s BSA/AML/Fraud software within documented time frames.
- Investigate suspicious activity, create cases, and recommend SAR filings to the SAR Committee.
- Assist with fraud investigations by reviewing and investigating potentially fraudulent activity.
- Assist with technical system functions to support compliance with OFAC and 314(a) processes.
- Contribute to documentation of processes, procedures, and training materials.
- Support current and future product and process migrations with insight and analysis.
- Identify automation opportunities, gaps, and process improvements to support regulatory compliance and suspicious-activity identification.
- Review ACH trial deposits daily and identify and return potentially fraudulent transfers.
- Review customer accounts for compliance with CIP, CDD, and Beneficial Ownership regulations; perform EDD on designated customer relationships.
- Provide training to internal departments as required.
- Perform other duties as assigned.
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- 401(k) retirement plan with generous match
- Professional development reimbursement
- At least three weeks of paid vacation annually for new employees, adjusted based on start date
- Eleven paid holidays
- Paid volunteer time
- Annual branded merchandise allowance
- Onsite fitness center
- Free snacks and soft drinks
- Beer on tap
- Continuous education opportunities for development
- Regular team events
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
