Risk Analyst II

Maverick Payments • Calabasas, CA

2d • Remote

About The Position

Working under the direction of the VP Risk and Underwriting and Risk Manager or other designee, the Risk Analyst II will contribute to the oversight of merchant accounts to identify, investigate and mitigate transaction processing activity that represents financial risk to the company based on company guidelines.
Conducting daily, weekly, monthly reviews of transaction activity and analyzing increased credit risk, transactional variations, dispute activity, and fraud patterns.
Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
Investigating abnormal transaction processing patterns and recommending appropriate actions.
Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
Answering internal and external inquiries specific to risk.
Supporting specialized projects on an ad-hoc basis as directed by department or company leadership.
Other duties as assigned.

Requirements

• Experience with high-risk payment processing required
• Knowledge of Card Brand rules and regulations required
• High School Diploma required
• 2-5 years of experience in Risk Management within the acquiring industry
• Proficiency with MS Office Suite products with a focus on Microsoft Excel
• Excellent written and verbal communication skills.
• Understanding of emerging technologies and trends in the payments space and their associated risks.
• Excellent time management skills
• Ability to analyze, test, assess and / or interpret information or data to make recommendations to enhance business operations.
• Possesses strong analytical and research skills with strong attention to detail.
• Ability to work autonomously while producing a high output of quality work.

Nice To Haves

• Experience using Aperia and/or Fiserv Risk Monitoring tools preferred
• bachelor’s degree preferred
• Familiarity with various tools used for risk monitoring and due diligence (i.e. TSYS, Equifax, TIN Check, Vigilance, MATCH, GIACT, Merlink, etc.).

Responsibilities

• Conducting daily, weekly, monthly reviews of transaction activity and analyzing increased credit risk, transactional variations, dispute activity, and fraud patterns.
• Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
• Investigating abnormal transaction processing patterns and recommending appropriate actions.
• Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
• Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
• Answering internal and external inquiries specific to risk.
• Supporting specialized projects on an ad-hoc basis as directed by department or company leadership.
• Other duties as assigned.

Benefits

• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 4% matching contribution.
• Commitment to Career Development and Advancement.
• Employee Recognition Programs
• Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED