Commercial Risk Analyst II

Worldpay•Cincinnati, OH

About The Position

Make your mark at Worldpay, one of the biggest names in payments. With proven technology, Worldpay processes the largest volume of payments in the world, driving the global economy every day. Joining Worldpay means becoming part of a global community of experts and changemakers, working to reinvent an industry by constantly evolving how they work and making payments easier for millions. The company is looking for an experienced Risk Analyst to join its ever-evolving Commercial Risk team to help unleash the potential of every business. Worldpayers are characterized by thinking, acting, and winning: staying curious, being dynamic, and remaining determined. You will join a collaborative team of commercial risk professionals dedicated to safeguarding the business and clients. This team works closely with business leaders, internal subject matter experts, and external partners to proactively manage risk and ensure compliance with industry standards and regulatory requirements.

Requirements

Bachelor’s degree or an equivalent combination of education and relevant work experience.
Three to five years of experience in a risk or compliance role, preferably within the payments or financial services industry.
Strong analytical, organizational, and communication skills.
Experience in risk reviews, stakeholder management, and project delivery in high-risk business environments.
Experience managing project timelines, deliverables, and cross-functional collaboration is highly valued.
Passion for continuous learning and process improvement, embracing new technologies and ways of working.

Nice To Haves

Professional certifications such as CAMS, CFE, CPP, CISSP, CISA, or relevant risk management credentials.
Experience with risk management in global payments or fintech.
Experience working with complex, large data structures.
Advanced skills in organizational communication and stakeholder engagement.

Responsibilities

Execute strategic objectives of the commercial risk management program, including conducting risk reviews, managing exception requests, and coordinating risk response activities.
Partner with business owners and stakeholders to review significant risk opportunities, analyze key risks, and recommend actionable mitigants to prevent harm to the organization.
Perform risk reviews across commercial domains such as high-risk verticals, products, and models, identifying control gaps, process efficiencies, and emerging risks.
Document and maintain commercial risk appetite statements, ensuring alignment with business objectives and risk appetite.
Lead and support commercial risk mitigation projects, facilitating effective stakeholder engagement and project delivery.
Evaluate and enhance risk controls, driving continuous improvement and supporting business decision-making.
Stay current with regulatory requirements and industry best practices related to commercial risk in payments.