Risk Analyst II
About The Position
As a Risk Analyst, you will play a critical role in the management and optimization of transaction monitoring and fraud prevention and financial crime systems. You will apply strong analytical and technical judgement to identify fraud and financial crime risks, evaluate the effectiveness of monitoring controls, and drive continuous improvements across fraud detection platforms. This role will be hybrid in office 3 days per week located in our Cincinnati, Ohio or Atlanta, GA offices. The Risk and Compliance Systems team transforms complex regulatory obligations and bespoke client fund flows into scalable, technology-enabled solutions – reducing fraud losses, improving operational efficiency, and maximizing digital-first capabilities for our business and clients. The Fraud Prevention & Detection pillar manages and optimizes fraud detection and prevention rules for transaction monitoring; partners on backlog, policy and vendor alignment.
Requirements
- Strong problem-solving skills with the ability to take measured, risk-aware decisions.
- Excellent attention to detail and the ability to translate business and risk requirements into technical discussions.
- Bachelor's degree or an equivalent combination of education and experience.
Nice To Haves
- Proven fraud and/or financial crime transaction monitoring experience, including rule management, alert analysis and control optimization.
- Experience on working in Agile/Scrum environments, including sprint planning and backlog management.
- Ability to analyze monitoring performance data using SQL and/or Python to identify trends, anomalies, and optimization opportunities.
Responsibilities
- Own and support transaction monitoring systems, including rules management, case management and issue resolution.
- Configure, maintain and optimize monitoring rules, controls, thresholds and attributes, balancing fraud loss prevention with operational efficiency.
- Act as a subject-matter expert for transaction monitoring controls, UI capabilities and issues management across Fraud, Credit Risk and AML/Compliance.
- Continuously tune rules based on fraud loss trends, alert quality, and regulatory governance, to reduce false positives and operational rework.
- Perform post-mortem fraud loss analysis, develop bespoke test rules, and make actionable, data-driven recommendations.
- Collaborate with technology, product and third-party vendors on platform stability, enhancements, and new feature delivery via roadmaps.
- Document risk assessments, monitoring controls, and analysis, supporting control design, governance, audit and continuous improvement.
Benefits
- Opportunities to make an impact in fintech
- Personal and professional learning
- Inclusive, diverse work environment
- Resources to give back to your community
- Competitive salary and benefits
- An inclusive workspace built on collaboration, flexibility and respect.
- A salary and benefits package that reflects your hard work.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
1,001-5,000 employees
