Retail Sales & Service Associate

AmeriServ Financial Bank•Hagerstown, MD

1d•Onsite

About The Position

AmeriServ's "teller" position - starting $19.30/hour - Full-time First day and the following 2 weeks (paid Hotel room) in Johnstown, PA at Main Office for training. Future trainings also held at the Johnstown Main office location. Train on the following for six months: Under general supervision, this position will serve as the Customer Ambassador for the Bank with the overall purpose of supporting and performing the functions of advising, opening and servicing deposit account customers and processing transactions according to established policies, procedures and standards of performance. Building and establishing a trusted relationship with new and existing customers. Providing quality and efficient service to customers who prefer one-on-one interaction with the bank whether in person or over the phone. With thorough product knowledge and an understanding of the customer's financial needs, must be able to effectively advise them and recommend the best options to satisfy those needs. They will also be responsible for the processing of regular transactions, such as receiving and paying out money, and keeping records of money and negotiable instruments involved in financial transactions in an efficient, friendly, and accurate manner. Provides personalized banking services to financial institution customers by performing the following duties: 1. Identify opportunities to recommend the right products and services to meet the financial needs of existing and potential customers. Provide quality service and facilitate the development of lasting relationships throughout every customer interaction. Meet with customers to help them identify their financial goals and recommend, educate, open and/or refer the appropriate products and services to meet those goals 2. Participate in training and support the sales initiative of the bank. Actively contribute to and participate in sales meetings and promotions. Participate in outbound calling efforts to assist in cross referring and selling products and services for the Bank to increase deposits, grow loans, build fee income, and develop new relationships to increase cross selling achieve individual referral goals set by the head of Retail Management and the Union based on the overall branch annual budget goals. 3. Open new and service existing deposit accounts through face-to-face, telephone and on-line contact. Assist and perform maintenance regarding all Bank products and services. Provide loan production support. Answer customer and staff inquiries. Respond to questions from customer's surveys, emails, and follow-through with requests for additional information. Introduce customers to appropriate staff for other products and services in order to cross-sell and expand customer relationships. 4. Assist and perform all teller related duties. Possess a working knowledge of all related policies and procedures in addition to complying with applicable regulations. 5. Once trained, rotate all branch duties as assigned to retail the basic skills in all operations of the bank. 6. Demonstrate the ability to establish an effective working relationship within a Team environment. 7. Develop and improve skills through participation in training programs and feedback discussions with supervisors to sustain a high standard of customer service. 8. Serve as a mentor to lesser experienced Retail Sales Associates. 9. Perform all other related and miscellaneous clerical duties as assigned pertaining to the job description. The above statement reflects the general details considered necessary to describe the principals of the job identified and shall not be construed as a detailed description of all the work requirements that may be inherent in the job.

Requirements

Under general supervision
Thorough product knowledge
Understanding of customer's financial needs
Ability to effectively advise customers and recommend options
Ability to process regular transactions efficiently, friendly, and accurately
Ability to identify opportunities to recommend products and services
Ability to provide quality service and facilitate lasting relationships
Ability to meet with customers to identify financial goals
Ability to recommend, educate, open, and/or refer appropriate products and services
Ability to participate in training and support sales initiatives
Ability to actively contribute to and participate in sales meetings and promotions
Ability to participate in outbound calling efforts
Ability to achieve individual referral goals
Ability to open new and service existing deposit accounts
Ability to assist and perform maintenance regarding all Bank products and services
Ability to provide loan production support
Ability to answer customer and staff inquiries
Ability to respond to customer surveys, emails, and follow-through with requests
Ability to introduce customers to appropriate staff for cross-selling
Ability to assist and perform all teller-related duties
Working knowledge of all related policies and procedures
Compliance with applicable regulations
Ability to rotate all branch duties as assigned
Ability to establish an effective working relationship within a team environment
Ability to develop and improve skills through training and feedback
Ability to serve as a mentor to lesser experienced Retail Sales Associates
Ability to perform other related and miscellaneous clerical duties as assigned

Nice To Haves

First day and the following 2 weeks (paid Hotel room) in Johnstown, PA at Main Office for training.
Future trainings also held at the Johnstown Main office location.
Train on the following for six months

Responsibilities

Serve as the Customer Ambassador for the Bank, advising, opening, and servicing deposit account customers and processing transactions.
Build and establish trusted relationships with new and existing customers.
Provide quality and efficient service to customers in person or over the phone.
Effectively advise customers and recommend the best financial options to satisfy their needs.
Process regular transactions, including receiving and paying out money, and maintaining records.
Identify opportunities to recommend the right products and services to meet customer financial needs.
Facilitate the development of lasting relationships throughout every customer interaction.
Meet with customers to help them identify financial goals and recommend, educate, open, and/or refer appropriate products and services.
Participate in training and support the sales initiatives of the bank.
Actively contribute to and participate in sales meetings and promotions.
Participate in outbound calling efforts to cross-refer and sell products and services.
Increase deposits, grow loans, build fee income, and develop new relationships.
Achieve individual referral goals set by management.
Open new and service existing deposit accounts through face-to-face, telephone, and on-line contact.
Assist and perform maintenance regarding all Bank products and services.
Provide loan production support.
Answer customer and staff inquiries.
Respond to customer surveys, emails, and follow-through with requests for additional information.
Introduce customers to appropriate staff for other products and services to cross-sell and expand customer relationships.
Assist and perform all teller-related duties.
Possess a working knowledge of all related policies and procedures and comply with applicable regulations.
Rotate all branch duties as assigned to gain basic skills in all operations of the bank.
Demonstrate the ability to establish an effective working relationship within a team environment.
Develop and improve skills through participation in training programs and feedback discussions with supervisors.
Serve as a mentor to lesser experienced Retail Sales Associates.
Perform all other related and miscellaneous clerical duties as assigned.