Retail Real Estate Processor-Closer

Union Bank & Trust Career•Lincoln, NE

1d•Hybrid

About The Position

The Retail Real Estate Loan Processor/Closer is responsible for all processing steps from origination through closing, and the generation of initial and closing documents of real estate secured loans. This professional is responsible for a pipeline that includes a variety of loan types Construction, Bridge, Cash to Close, First Lien Mortgage, and Home Equity Lines of Credit.

Requirements

Minimum of 2-years of lending experience, real estate loan processing preferred.
Minimum of 3-years banking experience preferred.
Proficient knowledge of Microsoft Office products, existing bank hardware/software preferred or demonstrated ability to learn quickly.
Encompass and Fiserv software experience preferred.

Nice To Haves

Multi-tasker
Accurate and detailed
Deadline driven with good judgment
Effective communicator
Positive and people focused
Independent with a team orientation

Responsibilities

Process and close real estate secured loans which include a variety of loan types, such as Construction, Bridge, Cash to Close, First Lien Mortgage, and Home Equity Lines of Credit.
Manage daily workflow of real estate loans, including monitoring of disclosure and closing pipelines.
Understand and anticipate all requirements of the real estate loan cycle from beginning to end.
Prepare initial and pre-closing documents within bank and regulatory compliance guidelines.
Perform initial and pre-closing reviews to ensure loans meet all bank policy requirements, complex regulatory compliance guidelines, and customer service standards.
Conduct verifications and prepare documentation for Real Estate Loan Amendments submitted to the processing team.
Understand and apply knowledge of real estate lending regulations including TRID, Adverse Action, and Reg B.
Provide a high standard of customer service to both internal and external customers in person and by telephone.
Understand and adhere to all bank policies, laws and regulations applicable to their role.
Complete compliance training and follow internal processes and controls as required.
Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
Performs other job-related duties or special projects as assigned.
Regular and reliable attendance is an essential function of this position.