Title Examiner - Residential

Transnation Title Agency•Houghton, MI

4d•Remote

About The Position

The Residential Title Examiner examines residential real property records to determine ownership, identify title issues, and help ensure transactions are ready for closing. The role supports escrow officers, closing teams, customers, lenders, agents, and underwriters by preparing accurate title commitments and helping resolve title matters in a timely and professional manner. This is a full-time, 100% remote position associated with the Houghton, Michigan team. The examiner researches and reviews public records and recorded instruments, verifies legal descriptions and related information, prepares title products, updates searches, identifies potential defects and curative requirements, communicates title status, and maintains accurate electronic files. The position follows company procedures, underwriter guidelines, and applicable title insurance requirements. Regular and predictable attendance is required. Reliable transportation may be needed for occasional travel to company offices, courthouses, title plants, or other business locations. Remote employees may be asked to report to a company location for meetings, training, file review, technology needs, or other business purposes.

Requirements

High school diploma or equivalent.
Experience examining residential titles or working in a title, escrow, real estate, legal, or lending environment.
Knowledge of residential title examination procedures and title insurance terminology, commitments, requirements, exceptions, and endorsements.
Ability to research and interpret deeds, mortgages, liens, judgments, easements, tax records, legal descriptions, and other public records.
Strong attention to detail and accuracy when reviewing documents and preparing title products.
Strong analytical and problem-solving skills, including the ability to identify title issues and determine appropriate next steps.
Ability to manage multiple files, prioritize work, and meet deadlines in a fast-paced environment.
Strong written and verbal communication skills.
Ability to work well with escrow officers, closing teams, customers, lenders, agents, attorneys, and underwriters.
Comfort using title production software, public record websites, county software, Microsoft Office, email, and other business technology.
Familiarity with Michigan real estate records, title standards, legal descriptions, and recording requirements.
Regular and predictable attendance.
Reliable transportation may be required for occasional business travel.

Nice To Haves

At least 2 years of residential title examination experience.
Experience in title insurance, escrow, real estate, mortgage lending, legal work, or courthouse/public records research.
Michigan Title Producer License, or ability to obtain one within 6 months of hire.

Responsibilities

Examine residential real property titles to determine ownership, liens, encumbrances, restrictions, easements, judgments, tax status, and other matters affecting title.
Research title resources, title plant records, register of deeds records, tax records, court records, judgment records, bankruptcy records, and other public records.
Review deeds, mortgages, land contracts, easements, restrictions, covenants, mineral reservations, surveys, tax assessments, judgments, liens, probate documents, court orders, and other recorded instruments.
Verify legal descriptions and compare information across deeds, commitments, surveys, tax records, purchase agreements, and supporting documents.
Prepare title commitments, requirements, exceptions, pro forma policies, endorsements, and related title products.
Update title searches, judgment searches, and related records before closing or policy issuance.
Identify title defects or concerns and assist with determining curative items needed to clear title.
Communicate with escrow officers, internal teams, customers, lenders, real estate agents, attorneys, and underwriters regarding title status, requirements, and exceptions.
Follow company procedures, underwriter guidelines, and applicable title insurance requirements.
Maintain accurate documentation in the title production system and electronic file.
Meet regular and predictable attendance requirements and, when needed, travel to or report to company or other business locations.