CNB Bank, Residential Loan Processor (Home Equity)

CNB Financial Corporation•Clearfield, PA

4h•Onsite

About The Position

In this position, the processor handles loan documents for real estate loans and assists the underwriters, lenders, appraisers and closing team to finalize an accommodate, a timely and complete loan. Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position.

Requirements

A high school diploma or general education degree (GED) is required.
Ability to read, comprehend, and interpret documents.
Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization.
Ability to communicate with clients directly and effectively.
Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use.
Prior experience or the ability to learn core transaction system, Empower, statement processing system, and any other computer programs pertinent to performing job duties.
Ability to add, subtract, multiply, and divide in all units of measure.
Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
Ability to solve challenging problems involving several variables in a standardized situation.
This position operates professionally in an office environment with considerable time spent at a desk using office equipment such as computers, phones, and printers.
Noise level is moderate with constant communication and interactions with others.
Ability to travel on occasion to all market areas and attend seminars or training sessions offsite.

Nice To Haves

Secondary education with related experience preferred.
Strong understanding of loan regulations

Responsibilities

Prepare and supervise documents for all Home Equity loans
Coordinate with underwriters and closing Team to ensure a timely loan process
Ensure loan files are complete, accurate, and meet all regulatory and internal requirements
Tracks undisclosed loans to stay in compliance
To support the loan application process by ensuring all necessary documentation is completed for underwriting.
Coordinate with loan officers and underwriters to obtain missing information or clarify discrepancies
Organize and prepare loan files for underwriting
Finalize the loan process by preparing closing documents and ensuring all conditions are met for disbursement
Monitor multiple loans simultaneously, ensuring deadlines are met and files progress efficiently
Be a dependable resource whom others can confidently turn to for guidance and answers
Resolve any issues such as missing documents and mortgage filing for audits
Track loan status, deadlines and proactively resolve issues that could delay processing within compliance
Support and train Jr processors/Closers/Funders
Organize and update training material
Troubleshoot & test loans with in UAT environment
Provide support to home equity Team Leader
Actively participate in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role. Set stretch assignments and cross functional opportunities that foster growth and learning

Benefits

Medical, Dental, Vision & Life Insurance
401K with company match
Paid Time Off & Recognized Holidays
Leave policies
Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)
Employee Assistance Program
Employee Health & Wellness Program
Special Loan and Deposit Rates
Gradifi Student Loan Paydown Plan
Rewards & Recognition Programs and much more!