Remote Financial Services Consultant

AIL•Cincinnati, OH
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Remote Protection Services Advisor to help clients explore insurance options for themselves and their families. The consultant works from home, meets prospective clients virtually, and educates them about life, accident, and supplemental health insurance products. This independent contractor opportunity is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and cover applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Excellent written, verbal, and listening skills.
  • Strong client-service and relationship-building ability.
  • Organized and detail-oriented work habits.
  • Comfortable using computers and online communication tools.
  • Proactive and dependable.
  • Able to perform independently and as a collaborative team member.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Connect with prospective clients through warm leads.
  • Schedule and complete virtual appointments.
  • Conduct customer-focused needs discussions.
  • Explain insurance products, benefits, and coverage options.
  • Help clients make informed decisions.
  • Follow up professionally and maintain positive client relationships.
  • Keep accurate client records.
  • Participate in ongoing coaching and professional development.
  • Complete required training and participate in virtual meetings.

Benefits

  • Warm leads provided by the company
  • Weekly pay structure
  • Unlimited earning potential
  • Medical insurance premium reimbursement
  • Online training and learning resources
  • Daily coaching and mentorship
  • Performance incentive programs
  • No overhead costs
  • OPEIU Local 277 union representation
  • Stable career path with a 70-year member-focused organization
  • Training, mentorship, licensing guidance, and ongoing professional development
  • Opportunities for professional growth and advancement
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