About The Position

AO Globe Life is seeking motivated, service-focused professionals to join our expanding virtual team as Remote Insurance Specialists. You'll work with working families, labor union members, veterans, credit union members, associations, and their families—helping eligible clients understand available life, accident, and supplemental health insurance benefits and make informed decisions about protecting the people who matter most. Whether you're an experienced sales or customer-service professional or looking to transition into a new industry, we provide training, mentorship, licensing guidance, and ongoing professional development. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Requirements

  • Be at least 18 years of age
  • Be physically located within the United States
  • Be legally authorized to work in the United States
  • Have access to a reliable computer or laptop
  • Maintain reliable high-speed internet
  • Have webcam and microphone capability
  • Maintain a quiet, professional workspace
  • Be comfortable conducting virtual meetings through Zoom and phone
  • Be willing to complete required training
  • Hold or be willing and able to obtain the appropriate state Life & Health Insurance License

Nice To Haves

  • Previous insurance experience is not required.
  • Previous experience in sales, customer service, financial services, banking, healthcare, hospitality, retail, education, administration, military service, call centers, account management, or client relations can be beneficial.

Responsibilities

  • Meet virtually with members through Zoom and phone appointments
  • Connect with individuals who have requested information regarding available benefits
  • Ask questions to understand each member's needs, priorities, and goals
  • Build professional relationships based on trust and exceptional service
  • Provide a personalized and educational client experience
  • Explain available life, accident, and supplemental health insurance options
  • Assess individual and family protection needs
  • Recommend appropriate benefit solutions
  • Answer questions clearly and professionally
  • Help members understand coverage features and available choices
  • Guide eligible members through applications and enrollment
  • Complete required documentation accurately
  • Conduct policy reviews
  • Assist with beneficiary updates
  • Answer policy and coverage questions
  • Provide appropriate claims-related assistance
  • Help members understand existing coverage
  • Maintain accurate digital client records
  • Provide timely follow-up and ongoing service
  • Follow company procedures and applicable state insurance regulations

Benefits

  • 100% Remote / Work From Home
  • Qualified Member Opportunities Provided
  • No Traditional Cold Calling
  • Weekly Commission-Based Pay
  • Uncapped Earning Potential
  • Performance Bonuses & Incentives
  • Renewal & Residual Income Opportunities
  • Training & One-on-One Mentorship
  • Leadership & Management Advancement
  • Medical insurance reimbursement opportunities
  • Company-supported life insurance
  • Accidental Death Benefit coverage
  • OPEIU Local 277 representation where applicable
  • Renewal and residual income opportunities
  • Professional coaching and mentorship
  • Leadership-development programs
  • Modern virtual business tools and technology
  • Company-sponsored incentive travel
  • Leadership conferences and conventions
  • Performance bonuses
  • Achievement awards
  • Recognition programs
  • Professional-development events
  • Additional performance-based rewards
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