Relationship Manager, BaaS / Cards

Cross River•Fort Lee, NJ

About The Position

Cross River is seeking a motivated self-starter to manage new enterprise accounts and strengthen existing client partnerships. The Relationship Manager will oversee high-impact partnerships and collaborate with teams across Cross River, learning the company’s business, ecosystems, and clients. The role serves as a frontline contact for Banking as a Service fintech clients and requires the ability to build trust, make sound decisions, and navigate nuanced situations in a fast-paced environment.

Requirements

  • At least 6 years of experience managing high-profile relationships in the fintech industry.
  • Ideally, knowledge of payments, card issuing, and banking services.
  • Experience with Banking as a Service, card issuing, or managing processors.
  • Agility and adaptability in a rapidly growing, constantly changing environment.
  • Cross-functional experience.
  • Excellent communication skills.
  • Ability to achieve high-performance goals and meet deadlines in a fast-paced environment with minimal supervision.

Nice To Haves

  • Current or previous experience working for a Banking as a Service provider, program manager, or procurer.
  • Exposure to fintech components such as pricing, payment networks, new technologies, leading global players, emerging trends, and regulatory nuance.
  • Knowledge of BIN sponsorship and Banking as a Service programs.
  • Understanding of how Cross River can deliver solutions to grow its financial solutions offering.
  • Willingness to travel.

Responsibilities

  • Serve as the primary point of contact for a select group of fintech banking clients.
  • Own retention and growth KPIs by identifying organic and inorganic growth patterns.
  • Stay informed about clients’ business models, strategies, and market performance, and identify upsell and cross-sell opportunities.
  • Interpret market, competitive, proprietary, and client-supplied data to assess client status and performance.
  • Advocate for clients within the bank and work with other departments to resolve issues, implement changes, and integrate technology.
  • Work with legal counsel to draft renewal contracts and amendments to existing contracts.
  • Develop and nurture Cross River relationships at multiple levels, including senior management.
  • Conduct weekly and monthly reviews, as well as quarterly business reviews.
  • Review accounts to ensure AML/BSA regulations are being observed.
  • Make periodic client visits to deepen relationships and engage in strategic planning.
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