Relationhsip Manager

Avidbank•San Jose, CA

3d•Hybrid

About The Position

Avidbank is a $2.4 billion commercial bank based in Silicon Valley serving the San Francisco Bay area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients’ expectations. Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We are headquartered in San Jose with loan production offices in Redwood City and San Francisco.

Requirements

Commercial banking experience of at least 7 years

Responsibilities

Develops business loan and deposit relationships with prospective and existing customers.
Responsible for developing and managing a loan and deposit portfolio of key customers and prospective customers for the Bank, specializing in serving privately held businesses and high net worth individuals in business and real estate related loans.
Promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.
Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within the framework of Bank credit culture and current economic and industry trends.
Coordinates processing of approved new and renewed loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements, payments and transfers in accordance with agreements and specified limits.
Authorizes commitment, engagement, adverse action and decline letters.
Understands government regulations with particular emphasis on the Bank Secrecy Act and related regulations and the fact that compliance with BSA regulations is an enterprise responsibility.
May represent the bank in community or at civic functions to promote Bank image and bank products and services.
Performs other duties as assigned.