Relationship Banker 1 and 2 - Lexington KY and surrounding
About The Position
Relationship Bankers at U.S. Bank build customer relationships through face-to-face engagement and by providing counsel when and where customers need it. They assess customers’ banking needs, obtain and process customer and account information, explain deposit and loan products and services, and recommend financial solutions tailored to customers’ goals. They also originate and close consumer loans, open accounts, and open and/or close the branch. The role requires National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, with ongoing compliance with applicable registration requirements.
Requirements
- NMLS registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, with ongoing compliance with all legal or regulatory registration requirements, including maintaining a satisfactory criminal and credit record.
- High school diploma or equivalent.
- Less than four years of job-related retail banking experience, or a combination of experience and commensurate training.
Nice To Haves
- Passion, commitment, and drive to deliver an experience that improves clients’ financial lives.
- Effective and confident client communication.
- Proven ability to learn and adapt to new information and technology platforms.
- Experience in financial services and knowledge of financial services industry products and solutions.
- Cash handling experience.
- Active listening and excellent problem-solving skills.
- Ability to teach customers how to use digital technology.
- Comprehensive knowledge of applicable bank and branch policies, procedures, and support systems.
Responsibilities
- Build relationships with customers through face-to-face engagement and provide counsel on their banking needs.
- Assess and attend to customers’ banking needs.
- Obtain and process customer and account information.
- Educate clients about available deposit and loan products and services.
- Recommend financial solutions based on each customer’s goals and needs.
- Originate and close consumer loans.
- Open accounts.
- Open and/or close the branch.
Benefits
- Healthcare, including medical, dental, and vision coverage.
- Basic term and optional term life insurance.
- Short-term and long-term disability coverage.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation of two to five weeks, depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
