Real Estate Loan Processor

Texas First Bank•Texas City, TX

2d•Onsite

About The Position

Join Texas First Bank! Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and we’re dedicated to helping employees and communities thrive. This role primarily handles real estate loans, prepares disclosures and loan documents, and coordinates loan closing. We are a fast-paced department and must be able to monitor all activity in Salesforce and answer phone calls and emails quickly and efficiently.

Requirements

High school diploma or equivalent required.
Strong decision-making and organizational skills.
Precise attention to detail.
Ability to handle heavy volumes of work under pressure in a deadline-driven environment.
Proficient multi-tasking and prioritizing skills.
This job requires skills in a typical office environment.

Nice To Haves

Two years of Real Estate loan processing experience is preferred.
Knowledge of Microsoft Office is preferred.

Responsibilities

Review credit applications and credit reports for accuracy and compliance concerning bank regulations.
Prepare early disclosures that Federal regulators require.
Responsible for ordering title searches, appraisals/evaluations, and surveys from third-party vendors.
Prepare documentation for all new Real Estate loans, including modifications and extensions, utilizing the Bank’s internal software (FLO) and the Bank’s Attorneys.
Record loans on the Bank’s system and prepare general ledger tickets for funding.
Review credit approval packages for accuracy to ensure compliance with Bank policy, procedures, and guidelines.
Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections.
Primary contact for loan documentation-related questions for all internal personnel.
Verify all insurance coverage before closings.
Coordinate closings with Title Company.
Provide pay-off statements as needed.
Responsible for requesting the release of liens from Bank Attorneys as needed.
Image and track customers’ financial information.
Preparation of HMDA packages when required.
Stay abreast of changes in Bank procedures and policies and bank regulations.