Real Estate Lender

Deerwood Bank•Sartell, MN

9h•$40,000 - $60,000•Onsite

About The Position

Deerwood Bank is seeking a relationship-driven Real Estate Lender to grow our mortgage business and guide customers confidently through every stage of the lending process. In this highly visible role, you will originate and structure residential real estate, home equity, and construction loans; partner with customers and referral sources; and deliver the responsive, personal service that sets a community bank apart. If you enjoy developing business, solving problems, and helping people achieve meaningful financial goals, this is an opportunity to make a lasting impact.

Requirements

Current, valid NMLS license in good standing.
High school diploma or equivalent.
Strong relationship-building, business development, and customer service skills.
Clear and professional verbal and written communication skills.
Sound judgment, attention to detail, and the ability to organize multiple priorities.
The ability to work independently while contributing to a collaborative team.
Mortgage or real estate lending experience is required.

Responsibilities

Develop new mortgage business through strong customer relationships, community involvement, and partnerships with real estate professionals and other referral sources.
Originate residential real estate, home equity line of credit, and construction loans for both portfolio and secondary-market lending.
Evaluate borrower needs, negotiate terms, structure financing, and present sound credit recommendations in accordance with bank policies and investor guidelines.
Guide customers from application through closing by gathering documentation, explaining the process, coordinating with processing and underwriting, and ensuring conditions are satisfied on time.
Deliver smooth, well-coordinated closings and remain an accessible, trusted resource throughout the customer relationship.
Manage an assigned loan portfolio, maintain ongoing customer contact, monitor construction loans, and address payment concerns in accordance with applicable policies and regulations.
Support profitable growth through appropriate pricing, fee income, product knowledge, and referrals to other banking solutions.
Collaborate with mortgage team members and colleagues across the bank to achieve department and company goals.