Real Estate Collateral Specialist

United Community Bank•Greenville, SC

1d•$19 - $28•Onsite

About The Position

The Real Estate Collateral Specialist will play a critical role in managing the Bank’s loans secured by real property collateral. The Specialist is responsible for accurate onboarding of real estate collateral to the core system to ensure compliance with bank processes and regulatory requirements. The Specialist will ensure that all requested collateral maintenance is completed in an accurate and timely manner.

Requirements

High School Diploma or equivalent
Experience with retail and commercial lending regulations and policies
Minimum 3 years of collateral servicing, loan operations, or real estate documentation experience
Knowledge of real estate related documentation such as appraisals and tax cards
Strong verbal and written communication skills are required
Ability to think critically and solve problems with guidance
Knowledge of federal and state banking regulations
Extremely organized and detail-oriented with ability to handle multiple priorities and complete tasks/projects to meet deadlines
Ability to work in a fast-paced environment with minimal supervision
Ability to effectively communicate with lenders and LOAs in all lines of business

Nice To Haves

Associate or bachelor’s degree in business or a related field
Working knowledge of Microsoft Outlook, Word, and Excel

Responsibilities

Performs complex and/or non-routine administrative tasks exercising significant judgment and discretion in the performance of duties related to the ongoing oversight and management of the Bank’s real estate collateral
Process complex and non-standard collateral boarding and maintenance requests, and complete complex loan research in compliance with Bank, regulatory and investor guidelines
Gather, interpret, and transcribe complex and non-standard information and/or related files to ensure loan boarding packages are input into core system according to bank, regulatory and investor guidelines. Documents reviewed may include loan approval forms, appraisals, title work, insurance, and all other requirements necessary to properly perfect our collateral position.
Ensures data accuracy in system of record as related to collateral identification
Collaborate with the Customer team to resolve problems related to our collateral properties
Communicate with relationship managers, credit partners, vendor personnel, and others, as appropriate, to ensure bank is properly protected and collateral is properly identified
Provide on-going support to internal partners, as needed, for issues related to real estate collateral
Adhere to Corporate and Loan Operations policies and procedures as prescribed
Exemplify behaviors in alignment with the bank’s vision, mission, and culture; exhibit professionalism at all times
Provide world-class service to internal and external clients with a sense of urgency and positive attitude
Demonstrate exceptional organization and time management skills and ability to balance competing priorities to meet multiple deadlines