Quantitative Risk Analyst I

USAA•San Antonio, TX

5d•$93,770 - $179,240•Hybrid

About The Position

USAA is seeking a Quantitative Risk Analyst to provide analytical and risk management support focused on identifying, measuring, monitoring, and assessing risks that could affect organizational strategic objectives. The analyst will examine complex data, identify emerging risks and trends, develop quantitative assessments and risk metrics, and evaluate potential gaps or exposures in existing and proposed business processes. The role uses analytical tools such as SQL, Python, Excel, Power BI, or Tableau to develop insights, dashboards, and key risk indicators that help monitor changes in the risk environment. The analyst partners with business and risk stakeholders to assess potential impacts, support mitigation efforts, and communicate quantitative findings as actionable insights and recommendations for leadership. The work arrangement requires being in the office four days per week. The role may be based in San Antonio, Texas; Plano, Texas; or Charlotte, North Carolina. Relocation assistance is not available. USAA does not provide visa sponsorship for this role.

Requirements

Bachelor's degree in Economics, Finance, Statistics, Mathematics, Engineering, Actuarial Sciences, or another quantitative field, or four years of relevant education and/or experience.
Related quantitative analysis experience in a discipline relevant to risk management, including statistical analysis, modeling, mathematics, or another quantitative discipline; alternatively, an advanced degree or designation in a relevant quantitative discipline and two years of relevant quantitative work experience; or a PhD in a listed or other quantitative discipline.

Nice To Haves

Ability to apply quantitative risk expertise in the context of insurance and banking operations, using understanding of customer behaviors, products, distribution channels, and business processes to deliver actionable risk insights.
Ability to synthesize internal and external data to assess competitive dynamics, customer behavior trends, and changing market conditions that affect business performance and risk exposure.
Experience analyzing large or complex data sets to identify trends, emerging risks, patterns, and potential business impacts.
Proficiency with analytical tools such as SQL, Python, Excel, Power BI, or Tableau.
Strong communication and critical-thinking skills, including ability to translate quantitative findings into clear, concise insights and recommendations for business partners and leadership.
US military experience gained through military service or as a military spouse/domestic partner.

Responsibilities

Use advanced analytics to assess future risk, opportunities, and effectiveness, and translate results into solutions that enhance decision-making.
Identify key and emerging risks in alignment with risk strategy and appetite, and assess and mitigate exposures.
Prepare analytical material for cross-functional discussions to clarify complex business objectives and influence solution strategies.
Produce and communicate analytical content for cross-functional teams, governance committees, and business process owners to influence business strategies.
May create statistical reporting and financial analysis to forecast results for stress-test scenarios, analyze and challenge stress-testing results, and partner with relevant functions to validate results.
May participate in model validations, produce model validation reports, measure and aggregate model risks, and report model issues to committees, auditors, and regulators.