Property Underwriter

Hippo Insurance•Austin, TX

8h•Hybrid

About The Position

We are seeking a highly motivated and detail-oriented Property Underwriter to join our team. The Property Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility. This role requires strong analytical skills, attention to detail, and the ability to make sound decisions based on established guidelines and policies.

Requirements

2+ years of experience in P&C Homeowners underwriting
Bachelor's degree in finance, business administration, or a related field or equivalent experience
Strong technical underwriting, analytical, and critical thinking skills.
Excellent attention to detail and accuracy.
Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously.
Excellent communication and interpersonal skills.
Proficiency in Microsoft Office Suite and other relevant software applications.

Nice To Haves

Experience in underwriting in CA and TX markets strongly preferred
Wildfire and catastrophic underwriting experience preferred
Extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements
Solid risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis with strong attention to detail
Apply state-specific and geographic knowledge to resolve unique underwriting exposures and challenges
Strong proficiency in technical underwriting, compliance, and products
Thrive in a fast-paced environment and are self-motivated with a drive to grow and develop within the underwriting field.

Responsibilities

Underwrite new and renewal homeowners' line of business.
Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc.
Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and escalate issues if necessary.
Communicate effectively with various distribution partners and leadership to resolve underwriting matters.
Recommend improvements to the underwriting process to underwriting managers and technology counterparts.

Benefits

Multiple medical plans to choose from
100% employer covered dental & vision plans for our team members and their families
401(k)-retirement plan
Short & long-term disability
Employer-paid life insurance
Flexible Spending Accounts (FSA) for health and dependent care
Employee Assistance Program (EAP)
Equity compensation
Training and internal career growth opportunities
Flexible Time Off
12 weeks of parental leave for primary and secondary caregivers
Snacks and drinks available
Catered lunches for onsite employees