Underwriter | Property & Casualty

CBIZ • Kansas City, MO

1d

About The Position

This role focuses on assisting in the servicing and operational management of accounts. The underwriter will be responsible for underwriting, servicing, and managing assigned accounts of moderate complexity. Complexity is determined by factors such as uncertainty, financial risk, technical requirements, urgency, and volume or size of the account. The position involves assessing exposure, determining rates, terms, and conditions of coverage in accordance with guidelines, and using judgment to evaluate risks. The underwriter will decide whether to accept, modify, or decline risks, request reinsurance as necessary, and adjust policy values for substandard risks to limit company obligations. They will also specify applicable endorsements or apply ratings for safe and profitable risk distribution, develop or modify policy wording when standard text is insufficient, bind coverage, and initiate document issuance. The role includes signing policies and authorizing transmittal of documents to brokers and markets. Additional responsibilities may be assigned.

Requirements

• High school diploma or GED required.
• 3 to 5 years of underwriting experience.
• Must maintain current required licenses and certifications relevant to field of expertise.
• Demonstrates the ability to communicate verbally and in writing throughout all levels of the organization, both internally and externally.
• Effective customer service skills.
• Proficient use of applicable technology.
• Ability to work in a team environment as well as independently.
• Ability to analyze and prioritize multiple responsibilities.

Nice To Haves

• Bachelor's degree preferred.

Responsibilities

• Assist in servicing and operational management of accounts.
• Underwrite, service, and manage assigned accounts of moderate complexity.
• Assess exposure and determine rates, terms, and conditions of coverage.
• Use judgment to evaluate a risk.
• Determine whether to accept, modify, or decline risks.
• Request reinsurance as necessary.
• Decrease policy value for substandard risks to limit company obligation.
• Specify applicable endorsements or apply rating to ensure safe and profitable distribution of risks.
• Develop or modify policy wording when standard text is not appropriate.
• Bind coverage and initiate issuance of documents.
• Sign policy and authorize transmittal of documents to brokers and markets.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED