Product Owner, Agile - Core Credit

Truist Bank•Richmond, VA

2d•Onsite

About The Position

This Product Owner works within the Scaled Agile Framework and partners with product managers to balance business, technology, and design priorities in delivering product and service experiences. The role combines understanding strategic impacts with attention to day-to-day execution. It requires working knowledge of commercial credit risk rating frameworks and methodologies, including Probability of Default concepts, Loss Given Default considerations, internal risk rating scorecards and models, and financial spreading methodologies and workflows. The Product Owner translates product vision into actionable stories for delivery teams and contributes across the IRIS delivery process. This includes identifying areas for improvement, authoring user stories, collaborating with technical leads and scrum teams, ensuring solutions address experience priorities while maintaining technical integrity, and overseeing tactical execution. The position is based in an office in Charlotte, North Carolina; Raleigh, North Carolina; Richmond, Virginia; or Atlanta, Georgia. Candidates must be able to work in the office Monday through Friday. Travel is minimal, up to 10%. The role may require overtime as directed by a manager or supervisor and by business need.

Requirements

Bachelor’s degree in business, engineering, design, technology, or a related field, or an equivalent combination of education and professional experience.
Five or more years of banking, financial services, digital, or other relevant work experience.
Three or more years of product, analysis, technology, and/or design experience.
Three or more years leading cross-functional teams.
Experience defining and delivering digital business initiatives to execute a product roadmap.
Demonstrated technical acumen and ability to work with the technology organization to align product and technology roadmaps.
Ability to translate strategic plans into tactical daily actions for execution.
Ability to lead cross-functional teams without formal authority.
Comfort managing concurrent projects in a fast-paced, results-driven environment.
Comfort with ambiguity, autonomous work, and independent decision-making.
Strong analytical skills, including interpreting data and trends, diagnosing problems, and recommending action plans.
Excellent presentation, facilitation, communication, and negotiation skills.
Working knowledge of commercial credit risk rating frameworks and methodologies, including Probability of Default concepts, Loss Given Default considerations, internal risk rating scorecards and models, and financial spreading methodologies and workflows.
Must be able to work in the office Monday through Friday in Charlotte, NC; Raleigh, NC; Richmond, VA; or Atlanta, GA.
Must be able to work scheduled hours, including overtime when directed by a manager or supervisor and required by business need.
Truist will not sponsor work visa status or employment authorization or provide immigration-related support for this position.

Nice To Haves

Experience in commercial banking, corporate banking, credit risk, underwriting, portfolio management, or loan operations.
Strong knowledge of financial statement analysis and commercial credit underwriting.
Experience conducting or supporting financial statement spreading and cash flow analysis.
Understanding of commercial credit risk rating methodologies and governance frameworks.
Experience with nCino, Salesforce, AFS Vision, Moody’s CreditLens, or similar lending and credit systems.
SAFe Product Owner/Product Manager certification or equivalent Agile experience.

Responsibilities

Lead delivery team priorities in PI planning, sprint planning, and other agile ceremonies, aligned with priorities and vision set by product management.
Work with product managers to articulate product strategy clearly to the delivery team.
Partner with delivery, experience design, business, and operations teams to design new products and improvements to existing capabilities.
Author and maintain the team backlog of user stories and serve as a subject matter expert on features, stories, and product capabilities.
Triage critical issues and communicate clearly and consistently with concerned parties.
Answer development team questions, provide clarifications, and conduct or coordinate business validation focused on fitness for use.
Update leadership on epic and feature delivery schedules, dependencies, and recommended solutions.
Partner with solution architects and technical leads to ensure solutions address program priorities while balancing client experience and technical integrity.
Facilitate sprint planning with stakeholders to align on feature timing, provide visibility, and support adherence to the product roadmap and enterprise strategic themes.
Facilitate sprint demos and provide final acceptance for completed stories based on acceptance criteria and the definition of done.
Coordinate release-specific business documents, including support model definitions, go/no-go approvals, internal release notes, and other living release documents.
Ensure Product Management Lifecycle processes and procedures are followed, including security, risk, and audit requirements; ensure action items and deadlines are met and partner with the product manager on supporting evidence.

Benefits

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401(k) plan
At least 10 days of vacation during the first year, prorated as applicable
10 sick days, prorated as applicable
Paid holidays
May be eligible for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan, depending on position and division