Product Owner, Agile - Core Credit

Truist•Atlanta, GA

1d•Onsite

About The Position

This role is a Product Owner in the Scaled Agile Framework who partners with product managers to balance business, technology and design priorities to deliver brand-defining product and service experiences. The position requires the ability to understand strategic impacts but concentrates on the day-to-day details to ensure tactical execution. The Product Owner should possess working knowledge of commercial credit risk rating frameworks and methodologies, including: Probability of Default (PD) concepts, Loss Given Default (LGD) considerations, Internal risk rating scorecards and models, and Financial spreading methodologies and workflows. The Product Owner works with Product Managers to translate the product vision into stories that can be actioned by the delivery teams. The work will span the IRIS delivery process; from assisting with identification of areas for improvement, to more detailed work in authoring user stories, working closely with technical leads/scrum teams to ensure the solution effectively addresses experience priorities while maintaining technical integrity, and overseeing tactical execution of efforts.

Requirements

Bachelors’ degree in business, engineering, design, or technology field; or related field or equivalent combination of education and professional experience
Five or more years of banking, financial services, digital, or other relevant work experience
Three or more years of product, analysis, technology, and/or design experience
Three or more years of leading cross functional teams
Experience defining and delivering digital business initiatives to execute on a product roadmap
Demonstrated technical acumen and an ability to work with the technology organization to align product and technology roadmaps
Ability to translate strategic plans into tactical daily actions for execution
Ability to lead cross-functional teams without formal authority
Comfortable managing concurrent projects in a fast-based, results-driven environment
Comfortable with ambiguity, leading work autonomously, and making independent decisions
Strong analytical skills, ability to interpret data and trends, diagnose problems, and recommend action plans to resolve issues
Excellent skills in presentation, facilitation, communication, and negotiation
English (Required)
Candidate must be able to come into the office Monday-Friday in either our Charlotte, NC or Atlanta, GA offices.

Nice To Haves

Commercial Banking, Corporate Banking, Credit Risk, Underwriting, Portfolio Management, or Loan Operations experience.
Strong knowledge of financial statement analysis and commercial credit underwriting.
Experience conducting or supporting financial statement spreading and cash flow analysis.
Understanding of commercial credit risk rating methodologies and governance frameworks.
Experience with nCino, Salesforce, AFS Vision, Moody's CreditLens, or similar lending and credit systems. SAFe Product Owner/Product Manager certification or equivalent Agile experience.

Responsibilities

Lead their delivery team’s priorities in PI planning, sprint planning, and other agile ceremonies; aligned to larger experience platform priorities and vision defined by product management.
Align with product managers to clearly articulate product strategy to the delivery team.
Deliver new experiences by working directly with delivery, experience design, business, and operations partners to design new products and improvements to existing capabilities.
Author and maintain the team’s backlog of user stories and serve as a subject matter expert on features, user stories, and product capabilities.
Perform triage on critical issues and communicate consistently and clearly with all concerned parties.
Serve as key resource to development team to answer questions, provide clarifications, and conduct and coordinate business validation, focusing on fitness for use.
Update leadership on the epic and feature delivery schedule, including dependencies impacting deliverables, along with recommended solutions.
Partner with solution architects and other technical leads to ensure their solutions effectively address program priorities while balancing client experience and technical integrity.
Facilitate sprint planning with stakeholder groups to drive alignment and visibility for which features will be built when, and to ensure overall adherence to the product roadmap and enterprise strategic themes.
Facilitate sprint demos and provide final acceptance for completed user stories in sprint demos; ensuring that the story meets acceptance criteria and otherwise meets its definition of done.
Co-ordinate the creation of release-specific business documents, such as support model definitions, go/no-go approvals, internal release notes, and release-related living documents.
Risk management: Ensure all Product Management Lifecycle (PML) process & procedures are followed, supporting security, risk, audit, and more, and ensure action items and deadlines are met. Partner with product manager on evidence to support recommendations.