Product Manager, Credit & Risk Engineering

Float•Toronto, ON

14d•Hybrid

About The Position

Float is building the future of Canadian financial services by scaling a credit business powered by modern, innovative underwriting and monitoring infrastructure. This role is for the founding Product Manager for Credit & Risk Engineering, who will own the shared decisioning and monitoring layer, turning it into a product that is fast, accurate, and efficient as volume scales. The position sits at the intersection of Float’s credit roadmap and growth funnel, requiring the sequencing of a small engineering team across infrastructure debt and a new build (FlexLine decisioning engine), while ensuring the systems keep day-to-day risk operations safe and scalable.

Requirements

5+ years of product management experience.
Meaningful experience personally owning a credit underwriting or risk-decisioning outcome.
A track record of building and owning infrastructure or internal-tooling products for internal teams.
Comfort operating within compliance-heavy domains such as KYB/KYC, transaction monitoring, fraud, AML, payments operations, or disputes.
An automation-first mindset, prioritizing automatic decisioning.
Experience sequencing a roadmap under capacity constraints, including the ability to decline non-essential work.
Comfort negotiating and holding scope boundaries with senior stakeholders.

Nice To Haves

You put customers first, always.
You act like an owner.
You think big and move fast.
You constantly learn and grow.
You raise the bar.
You win as a team.

Responsibilities

Own the roadmap and sequencing for the Credit & Risk Engineering squad across three domains, prioritizing between paying down risk infrastructure debt and building the FlexLine decisioning engine.
Own the decisioning and automation systems that drive KYB/KYC approval speed and accuracy to meet approval-time targets for Float's risk operations team.
Own the tooling for fraud detection, AML compliance, payments operations, and dispute resolution, which are critical daily infrastructure for the company.
Own the risk decision operating cost per account as the primary efficiency metric, demonstrating system scalability without proportional headcount growth.
Own the in-app credit experiences, including applications, balance/limit viewing, and repayment setup, to support Float's credit product roadmap.
Serve as the definitive source of truth for the boundaries between the credit product roadmap and credit-engineering scope, in collaboration with the GM of Credit.
Manage scope boundaries with senior stakeholders.