Product Lead, New Product Verticals

Collective • San Francisco, CA

1d • $200,000 - $250,000 • Hybrid

About The Position

Collective is hiring a Product Lead, New Product Verticals to build and evolve the core product experiences that power its member platform. The role owns the selection and sequencing of new services beyond Collective’s core, including banking, credit, lending, factoring, insurance, and retirement, and takes each opportunity from vendor discussions through launch. The position partners directly with the CEO and executive team and works across Finance, Operations, Engineering, and Growth. Each new vertical is intended to expand what members can buy from Collective and contribute to revenue per member and long-term retention.

The Product Lead owns the new-services roadmap, assesses opportunities and business cases, finds and negotiates with vendors and partners, and leads the work to scope, build, and ship services. The role also owns go-to-market plans and launch metrics, runs new bets sequentially, and hands mature products to dedicated product managers. The position is based in San Francisco and follows a hybrid work model.

Requirements

• Track record of taking products from zero to one, including identifying an opportunity, building a product, and shipping it to real users.
• Entrepreneurial, high-ownership mindset and ability to independently engage vendors, write plans, and execute.
• Strong financial modeling skills, including building and defending business cases involving margin, market size, and unit economics.
• Go-to-market or growth experience and understanding of how to drive adoption of a new product.
• Clear, direct communication with executives, external partners, and engineers.
• Comfort working closely with Engineering to scope work, make tradeoffs, and keep a small team moving.
• Fluency with AI tools for research, prototyping, and analysis.

Nice To Haves

• Fintech or financial services experience in banking, credit, lending, insurance, or retirement.
• Interest in growing into the leader of a vertical, such as banking or credit, once it has proven itself.
• Former founders, including YC alumni whose company did not succeed, are encouraged to apply.

Responsibilities

• Own the new-services roadmap and decide which verticals Collective should enter and in what order.
• Assess opportunities based on level of effort, margin, market size, and scope, and present recommendations to leadership.
• Find, evaluate, and negotiate with vendors and partners, from initial conversations through signed agreements.
• Build and lead the team behind each new product bet, partnering with Engineering to scope, build, and launch services.
• Own go-to-market plans for each launch, including positioning, pricing, rollout, and success metrics.
• Run product bets in sequence, learn from launches, move on to subsequent opportunities, and hand mature products to dedicated product managers.
• Coordinate with Finance, Operations, and product managers responsible for core products to integrate new verticals into the member experience.
• Grow revenue per member by expanding the financial services available to businesses-of-one.

Benefits

• Hybrid work model with in-office and remote flexibility.
• Fresh lunch provided on in-office days.
• $150 monthly reimbursement for transit expenses.
• $200 quarterly reimbursement to support well-being.
• Flexible PTO and 14 company holidays.
• 100% medical, dental, and vision coverage for employees and 75% coverage for dependents.
• 16 weeks of fully paid parental leave.
• 401(k) plan and an equity package.
• Quarterly virtual events and an annual in-person summit.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed