Product Analyst, P&C Pricing (Hybrid) -St. Petersburg, FL
About The Position
FinTrust Connect has partnered with a well-capitalized commercial property and casualty insurer in St. Petersburg, Florida, to hire a Product Analyst for its underwriting and product team. The role supports commercial lines pricing and product strategy through portfolio analysis, rate and competitor research, forecasting, and statistical modeling. Analysis informs pricing, product, growth, and reinsurance decisions, with visibility to leadership. The position is hybrid, with in-office work Monday through Wednesday in downtown St. Petersburg and remote work Thursday and Friday. The analyst works with Product Management and IT and presents findings to underwriting, product, sales, and leadership.
Requirements
- Experience with P&C insurance premium and loss data in pricing, rate analysis, filings, underwriting analytics, or a closely related area.
- Hands-on SQL experience plus R or Python.
- Experience translating large datasets into clear business recommendations and presenting them to technical and non-technical audiences.
- Working knowledge of financial forecasting and projections.
- Master's degree in Finance, Business Analytics, Risk Management, or a related field and at least 3 years of relevant experience, or a bachelor's degree and at least 5 years of relevant experience.
Nice To Haves
- Experience with multivariate or generalized linear modeling (GLM).
- Advanced Excel with VBA; Power BI or Tableau.
- Machine learning experience.
- Catastrophe modeling or reinsurance analysis experience.
- Commercial lines experience, including BOP, commercial property, or general liability.
Responsibilities
- Analyze premium, loss, and underwriting data on calendar-, accident-, and policy-year bases to identify trends and performance drivers.
- Prepare rate comparisons and analyses to support pricing and product updates.
- Monitor competitor rate filings and market activity and summarize relevant changes.
- Build premium forecasts and track the results of business initiatives after launch.
- Apply statistical methods to underwriting and portfolio data to support profitable growth.
- Contribute to catastrophe and reinsurance analysis.
- Partner with Product Management and IT to document business rules and test system changes.
- Review internal and external analysis for accuracy and consistency.
- Present findings to underwriting, product, sales, and leadership.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
