Private Banking Relationship Manager MLO and FINRA Licensed - Denver, CO

Zions Bancorporation•Denver, CO

3d•Onsite

About The Position

At Vectra Bank, we’re proud to serve the Rocky Mountain region with the strength of a large financial institution and the personal touch of a community bank. Recognized as a Top Workplace, we combine deep resources with attentive, relationship‑driven service to support families, businesses, and the communities we call home. We’re committed to creating a great place to build a career, welcoming employees whose talent, drive, and diverse perspectives help us deliver custom financial solutions. With day‑one benefits, ample growth opportunities, and a culture centered on listening, collaboration, and care, Vectra Bank is a place to grow, thrive, and make a meaningful impact. We believe we are Big enough to count and small enough to care. With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, we are dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career. We are seeking a seasoned Private Banking FINRA Licensed Relationship Manager - MLO to serve as the principal account and relationship manager for new and existing clients. This role is responsible for proactively generating, managing, and servicing a portfolio of high‑net‑worth clients while delivering thoughtful, client‑centric solutions aligned with both immediate and long‑term financial objectives.

Requirements

Bachelor’s degree required; experience with lending, sales, banking products and services, or other directly related experience preferred. A combination of education and experience may be considered.
Solid to advanced knowledge of banking products and services, including commercial lending, mortgages, investments, trusts, affinity, and insurance solutions.
Demonstrated ability to take initiative, exercise sound judgment, and apply critical thinking to solve complex client needs and business challenges.
Solid to advanced sales, self‑management, credit analysis, loan structuring, applicant interviewing, and perceptive character judgment skills.
Strong financial planning knowledge with the ability to identify investment opportunities, brokerage sales, and appropriate referral solutions.
Proven verbal and written communication skills with the ability to clearly and confidently convey complex financial concepts.
Commitment to delivering a high level of service quality and acting in the client’s best interest.
Intermediate computer skills, including proficiency with word processing and spreadsheet applications.
FINRA Series 79 (or grandfathered Series 7) and Series 63 required within 90 days of start date; full licensing required within six months.

Responsibilities

Serves as the principal account and relationship manager for new and existing private banking clients, acting as the primary point of contact and trusted financial advisor.
Proactively generates, manages, and services a portfolio of clients by independently identifying client needs, risks, and opportunities and delivering appropriate, well‑reasoned financial solutions.
Generates, retains, and expands business in one or more of the following areas: loan and deposit products, investment and trust referrals, and commercial business referrals.
Performs comprehensive credit analysis and applies sound judgment and critical thinking to structure loans appropriately and in alignment with client objectives and risk standards.
Maintains a high level of client satisfaction through proactive communication, timely responsiveness, and a deep understanding of each client’s evolving financial situation.
Develops and follows up on new client opportunities through existing client relationships, referrals from internal bank partners, and independent prospecting efforts.
Proactively reviews existing client relationships and portfolios, anticipates changing financial needs, and delivers strategic, forward‑looking recommendations.
Operates in strict adherence to all bank policies, regulatory requirements, compliance standards, and risk management practices.
Performs other duties as assigned.